# ABN AMRO vs Pay.aw

The clearest difference is rating: ABN AMRO at 4.8 against Pay.aw's 3.3. ABN AMRO also leads on review sentiment (55% vs 20%) and update cadence (fortnightly vs every 4 months). Pay.aw's advantage is iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ABN AMRO holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: ABN AMRO has 5.6K ratings behind it against 55, so its average is the more settled of the two. Written reviews point the same way: 55% of ABN AMRO's written reviews are positive against 20% of Pay.aw's.

ABN AMRO ships an update fortnightly, Pay.aw every 4 months. The most recent releases landed on September 28, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | ABN AMRO | Pay.aw |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5.6K ratings)](https://appshunter.io/ios/app/abn-amro/id439728011/reviews)** | [3.3 (55 ratings)](https://appshunter.io/ios/app/payaw/id1481997388/reviews) |
| Number of ratings | **5.6K** | 55 |
| Positive reviews | **55.0% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 months |
| Monetization | Free | Free |
| Size | 243 MB | 55 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | +9 |
| Developer | [ABN AMRO Bank N.V.](https://appshunter.io/developer/438185490) | [Setar NV](https://appshunter.io/developer/787514965) |

## What reviewers say

### ABN AMRO

[App page](https://appshunter.io/ios/app/abn-amro/id439728011)

Manage your everyday banking affairs quickly and securely from anywhere. Open personal accounts, make payments, view transactions, and handle investments. Secure login options like fingerprint and Face ID are available.

**Highlights:** Digital account opening, Secure login with fingerprint/Face ID, View transactions and balances, Make payments and transfers, Send payment requests, Manage debit cards, Investments and savings management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and efficient
- 👍 User-friendly interface
- 🔒 Secure banking
- 💡 Useful features like QR code scanning
- 🚀 Fast and responsive

**What reviewers complain about**

- 🐛 Crashes and bugs
- 🐛 Login and account access issues
- 🐛 Verification and setup problems
- 🐛 Compatibility issues with newer devices
- 🐛 Unreliable performance

**Reported bugs**

- App crashes on startup
- Unable to add/access accounts
- Photo recognition not working
- IDEAL payments not functioning
- Keyboard issues when making transfers

**Requested features**

- Integrate Grip budgeting features
- Add support for Apple Pay and Face ID
- Improve notification system
- Streamline money transfer process
- Provide more customization options


### Pay.aw

[App page](https://appshunter.io/ios/app/payaw/id1481997388)

This finance app allows users to make payments by scanning QR codes at stores, transfer money, and order items directly within the application. It offers a convenient mobile payment solution for everyday transactions.

**Highlights:** Scan QR codes for payment, Transfer money easily, Order directly from the app, Mobile payment solution

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ABN AMRO free?

ABN AMRO is free to download, with no in-app purchases.

### Is Pay.aw free?

Pay.aw is free to download, with no in-app purchases.

### Which has better reviews, ABN AMRO or Pay.aw?

ABN AMRO is rated higher. ABN AMRO averages 4.8 out of 5 from 5.6K ratings, while Pay.aw averages 3.3 from 55 ratings.

### Do ABN AMRO or Pay.aw have ads?

Neither ABN AMRO nor Pay.aw shows ads.

### Which is updated more often, ABN AMRO or Pay.aw?

ABN AMRO ships an update fortnightly, and Pay.aw every 4 months. Most recently, ABN AMRO was updated on September 28, 2026 and Pay.aw on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*