# ABN AMRO vs Pentos

The clearest difference is price: ABN AMRO at Free against Pentos's $2.99. ABN AMRO also leads on ratings volume (5.7K vs 2) and iOS requirement (16.0 vs 18.0). Pentos's advantage is update cadence (every 3 days vs fortnightly) and rating (5.0 vs 4.8). On ads, in-app purchases and device support there is nothing between them.

ABN AMRO is free to download; Pentos costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Pentos holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: ABN AMRO has 5.7K ratings behind it against 2, so its average is the more settled of the two.

ABN AMRO ships an update fortnightly, Pentos every 3 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | ABN AMRO | Pentos |
| --- | --- | --- |
| Price | **Free** | $2.99 |
| Rating | [4.8 (5.7K ratings)](https://appshunter.io/ios/app/abn-amro/id439728011/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/pentos-envelope-budget/id6798826525/reviews)** |
| Number of ratings | **5.7K** | 2 |
| Positive reviews | 62.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | **Free** | Paid |
| Size | 254 MB | 8 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ABN AMRO Bank N.V.](https://appshunter.io/developer/438185490) | [Nadir Saleh](https://appshunter.io/developer/6789261152) |

## What reviewers say

### ABN AMRO

[App page](https://appshunter.io/ios/app/abn-amro/id439728011)

Manage your everyday banking affairs quickly and securely from anywhere. Open personal accounts, make payments, view transactions, and handle investments. Secure login options like fingerprint and Face ID are available.

**Highlights:** Digital account opening, Secure login with fingerprint/Face ID, View transactions and balances, Make payments and transfers, Send payment requests, Manage debit cards, Investments and savings management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and efficient
- 👍 User-friendly interface
- 🔒 Secure banking
- 💡 Useful features like QR code scanning
- 🚀 Fast and responsive

**What reviewers complain about**

- 🐛 Crashes and bugs
- 🐛 Login and account access issues
- 🐛 Verification and setup problems
- 🐛 Compatibility issues with newer devices
- 🐛 Unreliable performance

**Reported bugs**

- App crashes on startup
- Unable to add/access accounts
- Photo recognition not working
- IDEAL payments not functioning
- Keyboard issues when making transfers

**Requested features**

- Integrate Grip budgeting features
- Add support for Apple Pay and Face ID
- Improve notification system
- Streamline money transfer process
- Provide more customization options


### Pentos

[App page](https://appshunter.io/ios/app/pentos-envelope-budget/id6798826525)

Manage your money with a private, offline envelope budgeting system. Assign funds to categories, track spending, and view financial reports. Your data stays on your device, offering complete control and security.

**Highlights:** Envelope budgeting system, Offline functionality, Private and secure data handling, Transaction splitting and reconciliation, Customizable rules for imports, Scheduled transactions and goals, Net worth and cash flow reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ABN AMRO free?

ABN AMRO is free to download, with no in-app purchases.

### Is Pentos free?

Pentos costs $2.99, with no in-app purchases.

### Which has better reviews, ABN AMRO or Pentos?

Pentos is rated higher. ABN AMRO averages 4.8 out of 5 from 5.7K ratings, while Pentos averages 5.0 from 2 ratings.

### Do ABN AMRO or Pentos have ads?

Neither ABN AMRO nor Pentos shows ads.

### Which is updated more often, ABN AMRO or Pentos?

ABN AMRO ships an update fortnightly, and Pentos every 3 days. Most recently, ABN AMRO was updated on November 6, 2026 and Pentos on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*