# ABN AMRO vs PAY.APP

The clearest difference is rating: ABN AMRO at 4.8 against PAY.APP's 4.0. ABN AMRO also leads on ratings volume (5.6K vs 2) and update cadence (fortnightly vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ABN AMRO holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: ABN AMRO has 5.6K ratings behind it against 2, so its average is the more settled of the two.

ABN AMRO ships an update fortnightly, PAY.APP every 5 weeks. The most recent releases landed on October 17, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | ABN AMRO | PAY.APP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5.6K ratings)](https://appshunter.io/ios/app/abn-amro/id439728011/reviews)** | [4.0 (2 ratings)](https://appshunter.io/ios/app/payapp/id780382491/reviews) |
| Number of ratings | **5.6K** | 2 |
| Positive reviews | 55.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 246 MB | 81 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ABN AMRO Bank N.V.](https://appshunter.io/developer/438185490) | [TinTel BV](https://appshunter.io/developer/1475898158) |

## What reviewers say

### ABN AMRO

[App page](https://appshunter.io/ios/app/abn-amro/id439728011)

Manage your everyday banking affairs quickly and securely from anywhere. Open personal accounts, make payments, view transactions, and handle investments. Secure login options like fingerprint and Face ID are available.

**Highlights:** Digital account opening, Secure login with fingerprint/Face ID, View transactions and balances, Make payments and transfers, Send payment requests, Manage debit cards, Investments and savings management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and efficient
- 👍 User-friendly interface
- 🔒 Secure banking
- 💡 Useful features like QR code scanning
- 🚀 Fast and responsive

**What reviewers complain about**

- 🐛 Crashes and bugs
- 🐛 Login and account access issues
- 🐛 Verification and setup problems
- 🐛 Compatibility issues with newer devices
- 🐛 Unreliable performance

**Reported bugs**

- App crashes on startup
- Unable to add/access accounts
- Photo recognition not working
- IDEAL payments not functioning
- Keyboard issues when making transfers

**Requested features**

- Integrate Grip budgeting features
- Add support for Apple Pay and Face ID
- Improve notification system
- Streamline money transfer process
- Provide more customization options


### PAY.APP

[App page](https://appshunter.io/ios/app/payapp/id780382491)

Accept online payments like iDeal, credit cards, and more. This app provides a mobile solution for users to manage their online payment processing. It aims to make online transactions secure, simple, and seamless for everyone.

**Highlights:** Accept iDeal payments, Accept credit card payments, Mobile payment provider, Secure online transactions, Seamless payment processing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ABN AMRO free?

ABN AMRO is free to download, with no in-app purchases.

### Is PAY.APP free?

PAY.APP is free to download, with no in-app purchases.

### Which has better reviews, ABN AMRO or PAY.APP?

ABN AMRO is rated higher. ABN AMRO averages 4.8 out of 5 from 5.6K ratings, while PAY.APP averages 4.0 from 2 ratings.

### Do ABN AMRO or PAY.APP have ads?

Neither ABN AMRO nor PAY.APP shows ads.

### Which is updated more often, ABN AMRO or PAY.APP?

ABN AMRO ships an update fortnightly, and PAY.APP every 5 weeks. Most recently, ABN AMRO was updated on October 17, 2026 and PAY.APP on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*