# UBS & UBS key4 vs SECANDA

The clearest difference is ratings volume: UBS & UBS key4 at 2.3K against SECANDA's 52. UBS & UBS key4 also leads on review sentiment (50% vs 40%). SECANDA's advantage is iOS requirement (15.1 vs 18.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SECANDA holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: UBS & UBS key4 has 2.3K ratings behind it against 52, so its average is the more settled of the two. Written reviews complicate that: 50% of UBS & UBS key4's written reviews are positive against 40% of SECANDA's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | UBS & UBS key4 | SECANDA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (2.3K ratings)](https://appshunter.io/ios/app/ubs-and-ubs-key4/id441068021/reviews) | **[4.9 (52 ratings)](https://appshunter.io/ios/app/secanda/id6444959047/reviews)** |
| Number of ratings | **2.3K** | 52 |
| Positive reviews | **50.2% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 610 MB | 61 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UBS AG](https://appshunter.io/developer/369153318) | [IntraKey technologies AG](https://appshunter.io/developer/899101212) |

## What reviewers say

### UBS & UBS key4

[App page](https://appshunter.io/ios/app/ubs-and-ubs-key4/id441068021)

This mobile banking app offers digital services for existing UBS clients outside the US and Australia. It provides secure account management, bill payments, and transaction monitoring with AI-powered fraud detection. Swiss residents can open accounts directly through the app.

**Highlights:** Digital banking services, Secure account management, Bill payments, Transaction monitoring, AI-powered fraud detection, Account opening (Switzerland)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔒 Secure and does what it needs to do
- 👍 Easy, clear, and user-friendly
- 🚀 Convenient to manage banking services and pay bills
- 💡 Excellent personalized customer services

**What reviewers complain about**

- 🐛 Full of bugs
- 👎 Poor design and confusing user interface
- 🐢 Slow and unresponsive
- 🔌 Frequent app updates required
- 🔒 Complicated login and authentication process

**Reported bugs**

- Frequent connectivity issues and app crashes
- eBill payment issues causing duplicate payments
- Accounts not showing up as expected based on settings
- Scan and pay functionality not working
- Login and authentication problems

**Requested features**

- Ability to manage personal and business accounts in the same app
- Larger default font size for better accessibility
- Landscape mode support on iPad
- Ability to copy and paste in relevant fields
- More advanced charting and analytics for investments


### SECANDA

[App page](https://appshunter.io/ios/app/secanda/id6444959047)

Manage your digital identity and payments securely with this all-in-one wallet. Instantly check balances, transfer funds, and track expenses on the go, all while enjoying robust data protection and easy top-ups from various payment methods.

**Highlights:** Digital identity management, Contactless payments, Real-time fund transfers, Expense tracking, Easy top-ups, Family spending control, Enhanced security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBS & UBS key4 free?

UBS & UBS key4 is free to download, with no in-app purchases.

### Is SECANDA free?

SECANDA is free to download, with no in-app purchases.

### Which has better reviews, UBS & UBS key4 or SECANDA?

SECANDA is rated higher. UBS & UBS key4 averages 4.7 out of 5 from 2.3K ratings, while SECANDA averages 4.9 from 52 ratings.

### Do UBS & UBS key4 or SECANDA have ads?

Neither UBS & UBS key4 nor SECANDA shows ads.

### Which is updated more often, UBS & UBS key4 or SECANDA?

UBS & UBS key4 ships an update fortnightly, and SECANDA fortnightly. Most recently, UBS & UBS key4 was updated on November 6, 2026 and SECANDA on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*