# CIBC Mobile Wealth vs BudgetOS

The clearest difference is review sentiment: BudgetOS at 100% against CIBC Mobile Wealth's 51%. BudgetOS also leads on update cadence (every 5 days vs every 3 months). CIBC Mobile Wealth's advantage is in-app purchases (none vs 3) and iOS requirement (13.0 vs 15.0). On price, ads and device support there is nothing between them.

Both are free to download. BudgetOS sells 3 in-app purchases, starting at $4.00 per month. CIBC Mobile Wealth asks for nothing beyond the download.

CIBC Mobile Wealth ships an update every 3 months, BudgetOS every 5 days. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | CIBC Mobile Wealth | BudgetOS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (140 ratings)](https://appshunter.io/ios/app/cibc-mobile-wealth/id441129412/reviews)** | — |
| Number of ratings | **140** | — |
| Positive reviews | 51.4% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 days** |
| Monetization | **Free** | Freemium |
| Size | 30 MB | 20 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [CIBC](https://appshunter.io/developer/351448956) | [IN-DEV SOLUTIONS INC.](https://appshunter.io/developer/6775109833) |

## What reviewers say

### CIBC Mobile Wealth

[App page](https://appshunter.io/ios/app/cibc-mobile-wealth/id441129412)

Manage your investments across multiple CIBC accounts in one app. Trade stocks, ETFs, and more, with access to research tools and customizable charts. Automate savings and dividend reinvestment for easier wealth building.

**Highlights:** Consolidated account monitoring, Stock, ETF, and crypto ETF trading, Advanced order types and extended hours trading, Customizable charts and research tools, Automated savings and dividend reinvestment, Access to eDocuments

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Quick and efficient
- 🔒 Secure login with Face ID/fingerprint
- 💡 Convenient features like not needing to remember password

**What reviewers complain about**

- 🐛 Frequent login issues and crashes
- ⏱️ Slow real-time updates and delayed market data
- 🕰️ Long wait times for trades to execute
- 🤔 Unintuitive interface and navigation

**Reported bugs**

- Inconsistent display of account balances and transaction details
- Frequent app crashes and login failures
- Issues with syncing data across multiple devices

**Requested features**

- Ability to view detailed stock information and analytics
- Option to customize the app layout and views
- Improved portfolio tracking and performance reporting
- Support for advanced trading features like stop-loss orders


### BudgetOS

[App page](https://appshunter.io/ios/app/budgetos-smart-tracker/id6775109831)

Gain control over your finances by organizing bills, tracking expenses, and visualizing your spending habits. This app helps you set budgets, plan for future expenses, and reach your financial goals with clear insights.

**Highlights:** Import bank statements (PDF/CSV), Auto-categorize transactions, Spending heatmap calendar, Live budget limits per category, Projected expense calendar, Bill and subscription tracking, Daily financial health check

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BudgetOS Paid | $4.00 | per month |
| BudgetOS Premium | $7.00 | per month |
| BudgetOS Plus (Annual) | $40.00 | per year |


## Frequently asked questions

### Is CIBC Mobile Wealth free?

CIBC Mobile Wealth is free to download, with no in-app purchases.

### Is BudgetOS free?

BudgetOS is free to download, with in-app purchases available.

### Do CIBC Mobile Wealth or BudgetOS have ads?

Neither CIBC Mobile Wealth nor BudgetOS shows ads.

### Which is updated more often, CIBC Mobile Wealth or BudgetOS?

CIBC Mobile Wealth ships an update every 3 months, and BudgetOS every 5 days. Most recently, CIBC Mobile Wealth was updated on October 31, 2026 and BudgetOS on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*