# Smart Banking Slovakia vs fpoho

The clearest difference is ads: Smart Banking Slovakia at none against fpoho's shown. Smart Banking Slovakia also leads on iOS requirement (15.0 vs 17.4). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Banking Slovakia ships an update every 2 months, fpoho monthly. The most recent releases landed on September 19, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Smart Banking Slovakia | fpoho |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (205 ratings)](https://appshunter.io/ios/app/smart-banking-slovakia/id441496696/reviews)** | — |
| Number of ratings | **205** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | — |
| Size | 708 MB | 53 MB |
| Requires iOS | **15.0** | 17.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UniCredit Bank Slovakia a.s. powered by Asseco](https://appshunter.io/developer/441496700) | [DOXX- Stravne listky, spol. s r.o.](https://appshunter.io/developer/1176430254) |

## What reviewers say

### Smart Banking Slovakia

[App page](https://appshunter.io/ios/app/smart-banking-slovakia/id441496696)

Manage your bank accounts securely and conveniently from your mobile device. Perform payments, set up standing orders, and control your credit cards. Features include card blocking, transaction categorization, and ATM/branch locators.

**Highlights:** Enter payments and standing orders, Repay credit cards, Secure login with PIN/fingerprint, Temporarily block/unblock debit cards, Categorize transactions, Scan QR codes for payments, Find ATMs and branches

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### fpoho

[App page](https://appshunter.io/ios/app/fpoho/id1478884207)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Smart Banking Slovakia free?

Smart Banking Slovakia is free to download, with no in-app purchases.

### Is fpoho free?

fpoho is free to download, with no in-app purchases.

### Do Smart Banking Slovakia or fpoho have ads?

fpoho shows ads; Smart Banking Slovakia does not.

### Which is updated more often, Smart Banking Slovakia or fpoho?

Smart Banking Slovakia ships an update every 2 months, and fpoho monthly. Most recently, Smart Banking Slovakia was updated on September 19, 2026 and fpoho on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*