# Tech CU vs Excite Mobile Banking

The clearest difference is update cadence: Tech CU at every 5 weeks against Excite Mobile Banking's every 4 months. Excite Mobile Banking's advantage is review sentiment (77% vs 63%). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Tech CU against 4.8 for Excite Mobile Banking. Both are backed by a comparable volume of ratings — 3.1K and 3.1K respectively. Written reviews are what separate them: 63% of Tech CU's written reviews are positive against 77% of Excite Mobile Banking's.

Tech CU ships an update every 5 weeks, Excite Mobile Banking every 4 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | Tech CU | Excite Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.1K ratings)](https://appshunter.io/ios/app/tech-cu/id441578316/reviews)** | [4.8 (3.1K ratings)](https://appshunter.io/ios/app/excite-mobile-banking/id441879558/reviews) |
| Number of ratings | **3.1K** | 3.1K |
| Positive reviews | 62.8% of reviews | **77.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 128 MB | 104 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Technology Credit Union](https://appshunter.io/developer/441578319) | [Excite Credit Union](https://appshunter.io/developer/441879561) |

## What reviewers say

### Tech CU

[App page](https://appshunter.io/ios/app/tech-cu/id441578316)

Manage your finances with a streamlined and secure mobile banking app. Access account information, send money, pay bills, and customize your financial wellness tools 24/7. Enhanced security features provide peace of mind for all your banking needs.

**Highlights:** Seamless app navigation, Account insights and balances, Digital wallet integration, Send money with Zelle, Bill payment, Financial wellness customization, Secure messaging

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to navigate
- 👍 Intuitive interface
- 🚀 Quick mobile deposits
- 🚀 Convenient banking features
- 👍 Reliable app performance

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable mobile deposit
- 🐛 Clunky account management
- 🐛 Slow and buggy app
- 🐛 Inconsistent user experience

**Reported bugs**

- Face ID/Touch ID authentication issues
- Incorrect account balance display
- Inconsistent mobile deposit functionality
- Forced password changes not working
- Unread message notifications not working

**Requested features**

- Ability to view cleared checks
- Improved account grouping
- Biometric authentication for individual accounts
- Bank-to-bank money transfer
- Zelle integration


### Excite Mobile Banking

[App page](https://appshunter.io/ios/app/excite-mobile-banking/id441879558)

Manage your finances conveniently from anywhere with 24/7 access to your accounts. Deposit checks remotely, transfer funds, view statements, and pay bills with ease.  Locate branches and ATMs, set alerts, and even apply for loans.

**Highlights:** 24/7 account access, Remote check deposits, Real-time money transfers, Bill payment and stop payments, Branch and ATM locator, Account alerts, Loan applications

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient banking
- 🚀 Easy to use
- 💡 Helpful app
- 🚀 Intuitive design
- 👍 Reliable

**What reviewers complain about**

- 🐛 Frequent errors/app not working
- 🐛 Check deposit issues
- 🐛 Camera not working for check deposits
- 🐛 Login issues for additional users
- 🐛 Inconsistent performance

**Reported bugs**

- Check deposit feature not working
- Camera issues for check deposits
- Login problems for additional users
- Frequent errors and app not working
- Compatibility issues with new iOS versions

**Requested features**

- Facial recognition login
- Ability to pay credit card bills within the app
- Cash deposit functionality
- Improved ATM locator with dynamic map updates


## Frequently asked questions

### Is Tech CU free?

Tech CU is free to download, with no in-app purchases.

### Is Excite Mobile Banking free?

Excite Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Tech CU or Excite Mobile Banking?

Tech CU is rated higher. Tech CU averages 4.8 out of 5 from 3.1K ratings, while Excite Mobile Banking averages 4.8 from 3.1K ratings.

### Do Tech CU or Excite Mobile Banking have ads?

Neither Tech CU nor Excite Mobile Banking shows ads.

### Which is updated more often, Tech CU or Excite Mobile Banking?

Tech CU ships an update every 5 weeks, and Excite Mobile Banking every 4 months. Most recently, Tech CU was updated on October 24, 2026 and Excite Mobile Banking on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*