# Bank Account vs Quick Checkbook

The clearest difference is in-app purchases: Quick Checkbook at none against Bank Account's 1. Quick Checkbook also leads on ratings volume (1.4K vs 32) and rating (4.3 vs 4.1). Bank Account's advantage is review sentiment (81% vs 67%) and update cadence (every 3 months vs every 7 months). On price, ads and device support there is nothing between them.

Both are free to download. Bank Account sells 1 in-app purchase, starting at $0.99 per 3 months. Quick Checkbook asks for nothing beyond the download.

Quick Checkbook holds the better App Store score, 4.3 against 4.1. That said, the two scores are not equally well evidenced: Quick Checkbook has 1.4K ratings behind it against 32, so its average is the more settled of the two. Written reviews complicate that: 81% of Bank Account's written reviews are positive against 67% of Quick Checkbook's, so the app with the better star average is not the one people write more warmly about.

Bank Account ships an update every 3 months, Quick Checkbook every 7 months. The most recent releases landed on September 5, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Bank Account | Quick Checkbook |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (32 ratings)](https://appshunter.io/ios/app/bank-account/id441685366/reviews) | **[4.3 (1.4K ratings)](https://appshunter.io/ios/app/quick-checkbook/id589372357/reviews)** |
| Number of ratings | 32 | **1.4K** |
| Positive reviews | **80.8% of reviews** | 67.3% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | **Every 3 months** | Every 7 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 6 MB | 51 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Harden Consulting LLC](https://appshunter.io/developer/366561891) | [倩 赵](https://appshunter.io/developer/376557917) |

## What reviewers say

### Bank Account

[App page](https://appshunter.io/ios/app/bank-account/id441685366)

This app helps you manage multiple bank accounts and track transactions locally on your device. It offers features like total balance overview, currency selection, and transaction backups to CSV or TXT files. It's designed for personal financial tracking and includes an optional ad-free subscription.

**Highlights:** Manage multiple accounts, Total balance overview, Currency selection per account, Backup/restore transactions, Search transactions, Expense breakdown by category, Lock screen option

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | per 3 months |

**What reviewers like**

- 👍 Simple and functional
- 👍 Easy data entry
- 👍 Not overcrowded with features
- 👍 Best thing since sliced bread
- 👍 Super organized

**What reviewers complain about**

- 🐛 Too much going on, becomes a hindrance
- 🐛 Forget to select 'save', no warning
- 🐛 Ledger can be off
- 🐛 Missing items with no notification
- 🐛 Inefficient workflow

**Reported bugs**

- Forget to select 'save', no warning
- Ledger can be off
- Missing items with no notification
- Unable to change dollar amount
- Doesn't work anymore

**Requested features**

- Simplify entry process
- Redesign to address 'save' issue
- Duplicate entry saved on exit
- See all accounts on one screen
- Reconcile each transaction


### Quick Checkbook

[App page](https://appshunter.io/ios/app/quick-checkbook/id589372357)

Manage your personal finances with this app that allows you to track multiple accounts, add transactions, and view financial reports. It offers features like recurring transactions, reconciliation, and various reporting options to help you understand your spending.

**Highlights:** Multiple account tracking, Add/edit transactions, Recurring transactions, Transaction reconciliation, Income/expense reports, Split transactions, Data backup and restore

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient for tracking multiple accounts
- 📊 Helpful charts and reports
- 🔍 Good search functionality
- 🗓️ Recurring transactions

**What reviewers complain about**

- 🐛 Recurring transactions issues
- 🔍 Difficulty editing account names
- 🔍 Confusing category options
- 💰 Ads and limited free version
- 🔍 Lack of split transaction feature

**Reported bugs**

- Transactions disappearing or duplicating
- Balance calculation errors
- Language changes unexpectedly
- Recurring transactions not working as expected

**Requested features**

- Ability to edit account names
- More customizable category options
- Split transaction feature
- Running balance display
- Dark mode option


## Frequently asked questions

### Is Bank Account free?

Bank Account is free to download, with in-app purchases available.

### Is Quick Checkbook free?

Quick Checkbook is free to download, with no in-app purchases.

### Which has better reviews, Bank Account or Quick Checkbook?

Quick Checkbook is rated higher. Bank Account averages 4.1 out of 5 from 32 ratings, while Quick Checkbook averages 4.3 from 1.4K ratings.

### Do Bank Account or Quick Checkbook have ads?

Both Bank Account and Quick Checkbook show ads.

### Which is updated more often, Bank Account or Quick Checkbook?

Bank Account ships an update every 3 months, and Quick Checkbook every 7 months. Most recently, Bank Account was updated on September 5, 2026 and Quick Checkbook on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*