# Bank Account vs The Checkbook

The clearest difference is price: Bank Account at Free against The Checkbook's $4.99. Bank Account also leads on device support (3 vs 1). The Checkbook's advantage is rating (4.8 vs 4.0) and ads (none vs shown). On review sentiment, in-app purchases and iOS requirement there is nothing between them.

Bank Account is free to download; The Checkbook costs $4.99 up front. Bank Account sells 1 in-app purchase, starting at $0.99 per 3 months and The Checkbook sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

The Checkbook holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: The Checkbook has 997 ratings behind it against 32, so its average is the more settled of the two. Written reviews complicate that: 80% of Bank Account's written reviews are positive against 76% of The Checkbook's, so the app with the better star average is not the one people write more warmly about.

Bank Account ships an update every 4 months, The Checkbook fortnightly. Both last shipped on October 30, 2026.

## The numbers

| Metric | Bank Account | The Checkbook |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| Rating | [4.0 (32 ratings)](https://appshunter.io/ios/app/bank-account/id441685366/reviews) | **[4.8 (997 ratings)](https://appshunter.io/ios/app/the-checkbook/id6468368811/reviews)** |
| Number of ratings | 32 | **997** |
| Positive reviews | **79.7% of reviews** | 76.1% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | — | **#31** |
| Size | 5 MB | 61 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Harden Consulting LLC](https://appshunter.io/developer/366561891) | [Four One Four 213, LLC](https://appshunter.io/developer/1709830108) |

## What reviewers say

### Bank Account

[App page](https://appshunter.io/ios/app/bank-account/id441685366)

This app helps you manage multiple bank accounts and track transactions locally on your device. It offers features like total balance overview, currency selection, and transaction backups to CSV or TXT files. It's designed for personal financial tracking and includes an optional ad-free subscription.

**Highlights:** Manage multiple accounts, Total balance overview, Currency selection per account, Backup/restore transactions, Search transactions, Expense breakdown by category, Lock screen option

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | per 3 months |

**What reviewers like**

- 👍 Simple and functional
- 👍 Easy data entry
- 👍 Not overcrowded with features
- 👍 Best thing since sliced bread
- 👍 Super organized

**What reviewers complain about**

- 🐛 Too much going on, becomes a hindrance
- 🐛 Forget to select 'save', no warning
- 🐛 Ledger can be off
- 🐛 Missing items with no notification
- 🐛 Inefficient workflow

**Reported bugs**

- Forget to select 'save', no warning
- Ledger can be off
- Missing items with no notification
- Unable to change dollar amount
- Doesn't work anymore

**Requested features**

- Simplify entry process
- Redesign to address 'save' issue
- Duplicate entry saved on exit
- See all accounts on one screen
- Reconcile each transaction


### The Checkbook

[App page](https://appshunter.io/ios/app/the-checkbook/id6468368811)

**Currently charting:** #31 Top Paid · Finance (US App Store)

Manage your finances on the go with this transaction tracker. Easily record income and expenses, schedule upcoming bills, and reconcile with your bank statements for accurate balance tracking. Offers multiple accounts, customizable themes, and secure access.

**Highlights:** Real-time transaction tracking, Upcoming bill and deposit scheduling, Bank account reconciliation, Multiple account management, Customizable color themes, Transaction search and filtering, Recurring transaction setup

**Features:** Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Shared Storage - Monthly | $1.99 | per month |
| Shared Storage - Annual | $19.99 | per year |

**What reviewers like**

- 💻 Easy to use
- 🔍 Helps track finances
- 📱 Convenient mobile app
- 🧮 Simple check register
- 🔒 Secure with Face ID

**What reviewers complain about**

- 🔢 Limited account name length
- 🔍 Difficult to view past transactions
- 🔢 No custom currency options
- 🐛 Data loss issues
- 🚫 No iPad-optimized layout

**Reported bugs**

- Data loss and sync issues
- Incorrect transaction display
- Recurring transactions not working as expected

**Requested features**

- 📊 Spending reports and analytics
- 🔁 More recurring transaction options
- 🖨️ Check printing capability
- 🔀 Ability to split transactions
- 🔄 Easier transaction editing/deletion


## Frequently asked questions

### Is Bank Account free?

Bank Account is free to download, with in-app purchases available.

### Is The Checkbook free?

The Checkbook costs $4.99, and also offers in-app purchases.

### Which has better reviews, Bank Account or The Checkbook?

The Checkbook is rated higher. Bank Account averages 4.0 out of 5 from 32 ratings, while The Checkbook averages 4.8 from 997 ratings.

### Do Bank Account or The Checkbook have ads?

Bank Account shows ads; The Checkbook does not.

### Which is updated more often, Bank Account or The Checkbook?

Bank Account ships an update every 4 months, and The Checkbook fortnightly. Most recently, Bank Account was updated on October 30, 2026 and The Checkbook on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*