# EducationCU Mobile vs ACFCU

The clearest difference is review sentiment: EducationCU Mobile at 83% against ACFCU's 18%. EducationCU Mobile also leads on rating (4.8 vs 4.6) and ratings volume (4.5K vs 1.5K). ACFCU's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EducationCU Mobile holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 4.5K and 1.5K respectively. Written reviews point the same way: 83% of EducationCU Mobile's written reviews are positive against 18% of ACFCU's.

EducationCU Mobile ships an update every 3 months, ACFCU every 5 months. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | EducationCU Mobile | ACFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.5K ratings)](https://appshunter.io/ios/app/educationcu-mobile/id441872586/reviews)** | [4.6 (1.5K ratings)](https://appshunter.io/ios/app/acfcu/id1562211450/reviews) |
| Number of ratings | **4.5K** | 1.5K |
| Positive reviews | **82.9% of reviews** | 17.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 115 MB | 123 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Education Credit Union](https://appshunter.io/developer/441872589) | [ACFCU Federal Credit Union](https://appshunter.io/developer/628466770) |

## What reviewers say

### EducationCU Mobile

[App page](https://appshunter.io/ios/app/educationcu-mobile/id441872586)

Manage your banking needs conveniently and securely on the go. Check account balances and activity, make transfers, and pay bills. Access cash back offers and locate ATMs easily.

**Highlights:** Check account balances and activity, Make transfers, Pay bills, View and activate cash back offers, Locate surcharge-free ATMs

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Convenient mobile banking
- 💳 Helpful debit card management
- 🔒 Secure login options
- 📸 Useful mobile check deposit

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- ⏱️ Slow performance and loading issues
- 🔴 Persistent notification bugs
- 🤔 Unreliable account access

**Reported bugs**

- App freezes and crashes on launch
- Notification issues that never get resolved
- Intermittent account access problems

**Requested features**

- Improved app stability and reliability
- Faster processing and loading times
- Fix for persistent notification bugs
- Enhanced account management features


### ACFCU

[App page](https://appshunter.io/ios/app/acfcu/id1562211450)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks securely. Apply for loans and locate ATMs easily.

**Highlights:** Check account balances, Transfer funds, Make loan payments, Deposit checks, Pay bills, Find ATMs, Apply for loans

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🎉 Great new features
- 👍 Easy to navigate and use
- 💖 Highly recommended

**What reviewers complain about**

- 🐛 Constant login and credential issues
- 🐛 App crashes frequently
- 🐛 Slow and unresponsive
- 🐛 Asks for full credentials every time
- 🐛 Face ID/Touch ID not working properly

**Reported bugs**

- App doesn't load properly
- Logging in is a hassle
- Frequent log-outs and login errors
- Transactions not updating properly

**Requested features**

- Add mobile deposit capability
- Improve app stability and performance


## Frequently asked questions

### Is EducationCU Mobile free?

EducationCU Mobile is free to download, with no in-app purchases.

### Is ACFCU free?

ACFCU is free to download, with no in-app purchases.

### Which has better reviews, EducationCU Mobile or ACFCU?

EducationCU Mobile is rated higher. EducationCU Mobile averages 4.8 out of 5 from 4.5K ratings, while ACFCU averages 4.6 from 1.5K ratings.

### Do EducationCU Mobile or ACFCU have ads?

Neither EducationCU Mobile nor ACFCU shows ads.

### Which is updated more often, EducationCU Mobile or ACFCU?

EducationCU Mobile ships an update every 3 months, and ACFCU every 5 months. Most recently, EducationCU Mobile was updated on October 26, 2026 and ACFCU on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*