# LAFCU vs NJFCU Mobile

LAFCU and NJFCU Mobile both sit at 4.9 stars, but that hides the real split: 75% of LAFCU's written reviews are positive against 62% of NJFCU Mobile's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for LAFCU against 4.8 for NJFCU Mobile. Both are backed by a comparable volume of ratings — 7.7K and 2.6K respectively. Written reviews are what separate them: 75% of LAFCU's written reviews are positive against 62% of NJFCU Mobile's.

LAFCU ships an update every 5 months, NJFCU Mobile every 4 months. Both last shipped on October 26, 2026.

## The numbers

| Metric | LAFCU | NJFCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (7.7K ratings)](https://appshunter.io/ios/app/lafcu/id441877771/reviews)** | [4.8 (2.6K ratings)](https://appshunter.io/ios/app/njfcu-mobile/id1027086295/reviews) |
| Number of ratings | **7.7K** | 2.6K |
| Positive reviews | **74.7% of reviews** | 61.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 4 months** |
| Monetization | Free | Free |
| Size | 24 MB | 30 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Los Angeles Federal Credit Union](https://appshunter.io/developer/441877774) | [NORTH JERSEY FEDERAL CREDIT UNION INC](https://appshunter.io/developer/1027086294) |

## What reviewers say

### LAFCU

[App page](https://appshunter.io/ios/app/lafcu/id441877771)

Manage your everyday banking needs securely and conveniently 24/7. Check balances, view account information, make and edit payments, deposit checks, and control your cards all from your mobile device.

**Highlights:** Account dashboard, Transaction review, Mobile check deposit, Bill payment scheduling, Fund transfers, Card controls, Statement viewing

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly
- 👍 Easy to navigate
- 👍 Convenient
- 👍 Reliable
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Zelle not working
- 🐛 Login/registration issues
- 🐛 Crashes and freezes
- 🐛 Limited functionality
- 🐛 Slow transfers

**Reported bugs**

- Zelle not working
- Login/registration issues
- Crashes and freezes
- Compatibility issues with older devices

**Requested features**

- Improve Zelle integration
- Enhance credit card transaction visibility
- Introduce dark mode option
- Improve overall app performance


### NJFCU Mobile

[App page](https://appshunter.io/ios/app/njfcu-mobile/id1027086295)

Manage your credit union accounts conveniently and securely from your mobile device. Check balances, view transactions, make payments, and transfer funds. Add your cards for contactless payments and secure money sharing.

**Highlights:** Account dashboard, View account balances and transactions, Schedule and make bill payments, Transfer funds between accounts, Digital wallet for contactless payments, Secure card access for money sharing

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent service and friendly staff
- 🚀 Easiness of online banking
- 🔒 Secure and trustworthy
- 👍 Great app and easy to use

**What reviewers complain about**

- 🐛 App not working after update
- 🔧 Needs to be more user-friendly and updated
- 🐛 Unable to unfreeze card
- 🕰️ Slow mobile deposit processing

**Reported bugs**

- App freezing and crashing
- Login issues and inability to view account balances

**Requested features**

- Credit card option to build credit
- Ability to view pending transactions


## Frequently asked questions

### Is LAFCU free?

LAFCU is free to download, with no in-app purchases.

### Is NJFCU Mobile free?

NJFCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, LAFCU or NJFCU Mobile?

LAFCU is rated higher. LAFCU averages 4.9 out of 5 from 7.7K ratings, while NJFCU Mobile averages 4.8 from 2.6K ratings.

### Do LAFCU or NJFCU Mobile have ads?

Neither LAFCU nor NJFCU Mobile shows ads.

### Which is updated more often, LAFCU or NJFCU Mobile?

LAFCU ships an update every 5 months, and NJFCU Mobile every 4 months. Most recently, LAFCU was updated on October 26, 2026 and NJFCU Mobile on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*