# LAFCU vs Rize Mobile

The clearest difference is monetization model: LAFCU at free against Rize Mobile's ad-supported. LAFCU also leads on review sentiment (75% vs 64%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for LAFCU against 4.8 for Rize Mobile. Both are backed by a comparable volume of ratings — 7.7K and 7.1K respectively. Written reviews are what separate them: 75% of LAFCU's written reviews are positive against 64% of Rize Mobile's.

LAFCU ships an update every 5 months, Rize Mobile every 3 months. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | LAFCU | Rize Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (7.7K ratings)](https://appshunter.io/ios/app/lafcu/id441877771/reviews)** | [4.8 (7.1K ratings)](https://appshunter.io/ios/app/rize-mobile/id1135467192/reviews) |
| Number of ratings | **7.7K** | 7.1K |
| Positive reviews | **74.7% of reviews** | 64.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | **Free** | Ad-supported |
| Size | 24 MB | 154 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Los Angeles Federal Credit Union](https://appshunter.io/developer/441877774) | [Rize Federal Credit Union](https://appshunter.io/developer/496349880) |

## What reviewers say

### LAFCU

[App page](https://appshunter.io/ios/app/lafcu/id441877771)

Manage your everyday banking needs securely and conveniently 24/7. Check balances, view account information, make and edit payments, deposit checks, and control your cards all from your mobile device.

**Highlights:** Account dashboard, Transaction review, Mobile check deposit, Bill payment scheduling, Fund transfers, Card controls, Statement viewing

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly
- 👍 Easy to navigate
- 👍 Convenient
- 👍 Reliable
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Zelle not working
- 🐛 Login/registration issues
- 🐛 Crashes and freezes
- 🐛 Limited functionality
- 🐛 Slow transfers

**Reported bugs**

- Zelle not working
- Login/registration issues
- Crashes and freezes
- Compatibility issues with older devices

**Requested features**

- Improve Zelle integration
- Enhance credit card transaction visibility
- Introduce dark mode option
- Improve overall app performance


### Rize Mobile

[App page](https://appshunter.io/ios/app/rize-mobile/id1135467192)

Manage your finances on the go with this mobile banking app. Track accounts, deposit checks, pay bills, and find ATMs. Securely send and receive money, manage cards, and access statements.

**Highlights:** Check balances and transaction history, Pay bills and transfer funds, Deposit checks, Find ATMs and branches, Send and receive money with Zelle®, Manage cards and alerts, Apply for loans

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and responsive
- 💳 Useful features like mobile check deposit
- 🔒 Secure login options

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Inconsistent user experience (e.g., login flow, check deposit)
- ⏱️ Delayed transaction updates and availability
- 🔧 Unreliable customer support

**Reported bugs**

- Mobile check deposit not working
- App freezes when using certain features
- Incorrect time/date causing login issues
- Notifications and alerts not working as expected

**Requested features**

- Seamless Zelle integration
- Improved transaction history and account management
- Ability to reset password in-app
- Dark mode option


## Frequently asked questions

### Is LAFCU free?

LAFCU is free to download, with no in-app purchases.

### Is Rize Mobile free?

Rize Mobile is free to download, with no in-app purchases.

### Which has better reviews, LAFCU or Rize Mobile?

LAFCU is rated higher. LAFCU averages 4.9 out of 5 from 7.7K ratings, while Rize Mobile averages 4.8 from 7.1K ratings.

### Do LAFCU or Rize Mobile have ads?

Neither LAFCU nor Rize Mobile shows ads.

### Which is updated more often, LAFCU or Rize Mobile?

LAFCU ships an update every 5 months, and Rize Mobile every 3 months. Most recently, LAFCU was updated on October 26, 2026 and Rize Mobile on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*