# LAFCU vs NGFCU

The clearest difference is review sentiment: LAFCU at 75% against NGFCU's 24%. LAFCU also leads on rating (4.9 vs 4.1) and ratings volume (6.7K vs 34). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LAFCU holds the better App Store score, 4.9 against 4.1. That said, the two scores are not equally well evidenced: LAFCU has 6.7K ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 75% of LAFCU's written reviews are positive against 24% of NGFCU's.

Both ship on a similar rhythm, roughly every 5 months. The most recent releases landed on October 12, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | LAFCU | NGFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (6.7K ratings)](https://appshunter.io/ios/app/lafcu/id441877771/reviews)** | [4.1 (34 ratings)](https://appshunter.io/ios/app/ngfcu/id455414813/reviews) |
| Number of ratings | **6.7K** | 34 |
| Positive reviews | **74.7% of reviews** | 24.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | Every 5 months |
| Monetization | Free | Free |
| Size | 24 MB | 128 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Los Angeles Federal Credit Union](https://appshunter.io/developer/441877774) | [Northrop Grumman Federal Credit Union](https://appshunter.io/developer/455414816) |

## What reviewers say

### LAFCU

[App page](https://appshunter.io/ios/app/lafcu/id441877771)

Manage your everyday banking needs securely and conveniently 24/7. Check balances, view account information, make and edit payments, deposit checks, and control your cards all from your mobile device.

**Highlights:** Account dashboard, Transaction review, Mobile check deposit, Bill payment scheduling, Fund transfers, Card controls, Statement viewing

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly
- 👍 Easy to navigate
- 👍 Convenient
- 👍 Reliable
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Zelle not working
- 🐛 Login/registration issues
- 🐛 Crashes and freezes
- 🐛 Limited functionality
- 🐛 Slow transfers

**Reported bugs**

- Zelle not working
- Login/registration issues
- Crashes and freezes
- Compatibility issues with older devices

**Requested features**

- Improve Zelle integration
- Enhance credit card transaction visibility
- Introduce dark mode option
- Improve overall app performance


### NGFCU

[App page](https://appshunter.io/ios/app/ngfcu/id455414813)

Manage your finances on the go with this secure digital banking app. Deposit checks, transfer funds, pay bills, and view your account history. Access all your Northrop Grumman Federal Credit Union accounts easily and conveniently.

**Highlights:** Deposit checks, Check and view balances, Transfer funds, Person to person transfers, Pay bills, Make loan payments, Find branch/ATM locations

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LAFCU free?

LAFCU is free to download, with no in-app purchases.

### Is NGFCU free?

NGFCU is free to download, with no in-app purchases.

### Which has better reviews, LAFCU or NGFCU?

LAFCU is rated higher. LAFCU averages 4.9 out of 5 from 6.7K ratings, while NGFCU averages 4.1 from 34 ratings.

### Do LAFCU or NGFCU have ads?

Neither LAFCU nor NGFCU shows ads.

### Which is updated more often, LAFCU or NGFCU?

LAFCU ships an update every 5 months, and NGFCU every 5 months. Most recently, LAFCU was updated on October 12, 2026 and NGFCU on October 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*