# LAFCU vs LAPFCU Mobile Banking

The clearest difference is monetization model: LAFCU at free against LAPFCU Mobile Banking's free with in-app purchases. LAFCU also leads on review sentiment (75% vs 62%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LAFCU holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 7.7K and 5.3K respectively. Written reviews point the same way: 75% of LAFCU's written reviews are positive against 62% of LAPFCU Mobile Banking's.

LAFCU ships an update every 5 months, LAPFCU Mobile Banking every 4 months. Both last shipped on October 22, 2026.

## The numbers

| Metric | LAFCU | LAPFCU Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (7.7K ratings)](https://appshunter.io/ios/app/lafcu/id441877771/reviews)** | [4.7 (5.3K ratings)](https://appshunter.io/ios/app/lapfcu-mobile-banking/id574539303/reviews) |
| Number of ratings | **7.7K** | 5.3K |
| Positive reviews | **74.7% of reviews** | 61.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 4 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 24 MB | 87 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Los Angeles Federal Credit Union](https://appshunter.io/developer/441877774) | [Los Angeles Police FCU](https://appshunter.io/developer/574539310) |

## What reviewers say

### LAFCU

[App page](https://appshunter.io/ios/app/lafcu/id441877771)

Manage your everyday banking needs securely and conveniently 24/7. Check balances, view account information, make and edit payments, deposit checks, and control your cards all from your mobile device.

**Highlights:** Account dashboard, Transaction review, Mobile check deposit, Bill payment scheduling, Fund transfers, Card controls, Statement viewing

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly
- 👍 Easy to navigate
- 👍 Convenient
- 👍 Reliable
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Zelle not working
- 🐛 Login/registration issues
- 🐛 Crashes and freezes
- 🐛 Limited functionality
- 🐛 Slow transfers

**Reported bugs**

- Zelle not working
- Login/registration issues
- Crashes and freezes
- Compatibility issues with older devices

**Requested features**

- Improve Zelle integration
- Enhance credit card transaction visibility
- Introduce dark mode option
- Improve overall app performance


### LAPFCU Mobile Banking

[App page](https://appshunter.io/ios/app/lapfcu-mobile-banking/id574539303)

Manage your finances on the go with this mobile banking app. Access account details, transfer funds, deposit checks, and pay bills securely from anywhere. Includes budgeting tools and ATM locators.

**Highlights:** Check account balances and transactions, Transfer funds and pay bills, Mobile check deposits, View loan and credit offers, Locate ATMs and Shared Branches, Manage credit and debit cards, Budgeting and credit management tools

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient
- 🔒 Secure
- 💡 Helpful features
- 👍 User-friendly

**What reviewers complain about**

- 🐛 Complicated navigation
- 🐛 Difficult to find information
- 🐛 Clunky interface
- 🐛 Worse than previous version
- 🐛 Buggy

**Reported bugs**

- Mobile deposit camera not working
- Frequent app crashes
- Inability to transfer money between accounts
- Delayed transaction notifications
- Duplicated payments

**Requested features**

- Ability to see credit card transactions and details
- Improved bill pay functionality
- More intuitive navigation
- Ability to label scheduled transfers
- Better integration with credit card accounts


## Frequently asked questions

### Is LAFCU free?

LAFCU is free to download, with no in-app purchases.

### Is LAPFCU Mobile Banking free?

LAPFCU Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, LAFCU or LAPFCU Mobile Banking?

LAFCU is rated higher. LAFCU averages 4.9 out of 5 from 7.7K ratings, while LAPFCU Mobile Banking averages 4.7 from 5.3K ratings.

### Do LAFCU or LAPFCU Mobile Banking have ads?

Neither LAFCU nor LAPFCU Mobile Banking shows ads.

### Which is updated more often, LAFCU or LAPFCU Mobile Banking?

LAFCU ships an update every 5 months, and LAPFCU Mobile Banking every 4 months. Most recently, LAFCU was updated on October 22, 2026 and LAPFCU Mobile Banking on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*