# LAFCU vs CFB Direct

The clearest difference is rating: LAFCU at 4.9 against CFB Direct's 4.2. LAFCU also leads on review sentiment (75% vs 33%) and ratings volume (6.7K vs 45). CFB Direct's advantage is update cadence (every 5 weeks vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LAFCU holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: LAFCU has 6.7K ratings behind it against 45, so its average is the more settled of the two. Written reviews point the same way: 75% of LAFCU's written reviews are positive against 33% of CFB Direct's.

LAFCU ships an update every 5 months, CFB Direct every 5 weeks. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | LAFCU | CFB Direct |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (6.7K ratings)](https://appshunter.io/ios/app/lafcu/id441877771/reviews)** | [4.2 (45 ratings)](https://appshunter.io/ios/app/cfb-direct/id594953064/reviews) |
| Number of ratings | **6.7K** | 45 |
| Positive reviews | **74.7% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 24 MB | 155 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Los Angeles Federal Credit Union](https://appshunter.io/developer/441877774) | [City First Bank National Association](https://appshunter.io/developer/594953067) |

## What reviewers say

### LAFCU

[App page](https://appshunter.io/ios/app/lafcu/id441877771)

Manage your everyday banking needs securely and conveniently 24/7. Check balances, view account information, make and edit payments, deposit checks, and control your cards all from your mobile device.

**Highlights:** Account dashboard, Transaction review, Mobile check deposit, Bill payment scheduling, Fund transfers, Card controls, Statement viewing

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly
- 👍 Easy to navigate
- 👍 Convenient
- 👍 Reliable
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Zelle not working
- 🐛 Login/registration issues
- 🐛 Crashes and freezes
- 🐛 Limited functionality
- 🐛 Slow transfers

**Reported bugs**

- Zelle not working
- Login/registration issues
- Crashes and freezes
- Compatibility issues with older devices

**Requested features**

- Improve Zelle integration
- Enhance credit card transaction visibility
- Introduce dark mode option
- Improve overall app performance


### CFB Direct

[App page](https://appshunter.io/ios/app/cfb-direct/id594953064)

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills, Edit scheduled bill payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LAFCU free?

LAFCU is free to download, with no in-app purchases.

### Is CFB Direct free?

CFB Direct is free to download, with no in-app purchases.

### Which has better reviews, LAFCU or CFB Direct?

LAFCU is rated higher. LAFCU averages 4.9 out of 5 from 6.7K ratings, while CFB Direct averages 4.2 from 45 ratings.

### Do LAFCU or CFB Direct have ads?

Neither LAFCU nor CFB Direct shows ads.

### Which is updated more often, LAFCU or CFB Direct?

LAFCU ships an update every 5 months, and CFB Direct every 5 weeks. Most recently, LAFCU was updated on October 12, 2026 and CFB Direct on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*