# LAFCU vs Premier Plus Lending

LAFCU and Premier Plus Lending both sit at 4.9 stars, but that hides the real split: 100% of Premier Plus Lending's written reviews are positive against 75% of LAFCU's. LAFCU's advantage is ratings volume (7.7K vs 7) and iOS requirement (16.0 vs 18.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for LAFCU against 5.0 for Premier Plus Lending. That said, the two scores are not equally well evidenced: LAFCU has 7.7K ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 75% of LAFCU's written reviews are positive against 100% of Premier Plus Lending's.

LAFCU ships an update every 5 months, Premier Plus Lending every 6 months. The most recent releases landed on October 26, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | LAFCU | Premier Plus Lending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (7.7K ratings)](https://appshunter.io/ios/app/lafcu/id441877771/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/premier-plus-lending/id6737566904/reviews)** |
| Number of ratings | **7.7K** | 7 |
| Positive reviews | 74.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 months** | Every 6 months |
| Monetization | Free | Free |
| Size | 24 MB | 102 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Los Angeles Federal Credit Union](https://appshunter.io/developer/441877774) | [Juniper Financial LLC](https://appshunter.io/developer/1777109903) |

## What reviewers say

### LAFCU

[App page](https://appshunter.io/ios/app/lafcu/id441877771)

Manage your everyday banking needs securely and conveniently 24/7. Check balances, view account information, make and edit payments, deposit checks, and control your cards all from your mobile device.

**Highlights:** Account dashboard, Transaction review, Mobile check deposit, Bill payment scheduling, Fund transfers, Card controls, Statement viewing

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly
- 👍 Easy to navigate
- 👍 Convenient
- 👍 Reliable
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Zelle not working
- 🐛 Login/registration issues
- 🐛 Crashes and freezes
- 🐛 Limited functionality
- 🐛 Slow transfers

**Reported bugs**

- Zelle not working
- Login/registration issues
- Crashes and freezes
- Compatibility issues with older devices

**Requested features**

- Improve Zelle integration
- Enhance credit card transaction visibility
- Introduce dark mode option
- Improve overall app performance


### Premier Plus Lending

[App page](https://appshunter.io/ios/app/premier-plus-lending/id6737566904)

This app simplifies mortgage calculations and the home loan process with an intuitive interface. It offers tools for homebuyers, homeowners, and real estate agents to calculate various loan types, estimate affordability, and generate pre-approval letters.

**Highlights:** Mortgage calculators for FHA, Conventional, Jumbo, Rural, VA loans, Affordability and monthly payment estimations, Save loan quotes, Document scanner with PDF export, Self-generated pre-approval letters, Direct contact with mortgage professionals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LAFCU free?

LAFCU is free to download, with no in-app purchases.

### Is Premier Plus Lending free?

Premier Plus Lending is free to download, with no in-app purchases.

### Which has better reviews, LAFCU or Premier Plus Lending?

Premier Plus Lending is rated higher. LAFCU averages 4.9 out of 5 from 7.7K ratings, while Premier Plus Lending averages 5.0 from 7 ratings.

### Do LAFCU or Premier Plus Lending have ads?

Neither LAFCU nor Premier Plus Lending shows ads.

### Which is updated more often, LAFCU or Premier Plus Lending?

LAFCU ships an update every 5 months, and Premier Plus Lending every 6 months. Most recently, LAFCU was updated on October 26, 2026 and Premier Plus Lending on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*