# Excite Mobile Banking vs CommonWealth Central CU

Excite Mobile Banking and CommonWealth Central CU both sit at 4.8 stars, but that hides the real split: 89% of CommonWealth Central CU's written reviews are positive against 77% of Excite Mobile Banking's. Excite Mobile Banking's advantage is ratings volume (3.1K vs 972). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Excite Mobile Banking against 4.7 for CommonWealth Central CU. Both are backed by a comparable volume of ratings — 3.1K and 972 respectively. Written reviews are what separate them: 77% of Excite Mobile Banking's written reviews are positive against 89% of CommonWealth Central CU's.

Excite Mobile Banking ships an update every 4 months, CommonWealth Central CU every 2 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Excite Mobile Banking | CommonWealth Central CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.1K ratings)](https://appshunter.io/ios/app/excite-mobile-banking/id441879558/reviews)** | [4.7 (972 ratings)](https://appshunter.io/ios/app/commonwealth-central-cu/id1366330705/reviews) |
| Number of ratings | **3.1K** | 972 |
| Positive reviews | 77.0% of reviews | **89.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 104 MB | 48 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Excite Credit Union](https://appshunter.io/developer/441879561) | [CommonWealth Central Credit Union](https://appshunter.io/developer/498222118) |

## What reviewers say

### Excite Mobile Banking

[App page](https://appshunter.io/ios/app/excite-mobile-banking/id441879558)

Manage your finances conveniently from anywhere with 24/7 access to your accounts. Deposit checks remotely, transfer funds, view statements, and pay bills with ease.  Locate branches and ATMs, set alerts, and even apply for loans.

**Highlights:** 24/7 account access, Remote check deposits, Real-time money transfers, Bill payment and stop payments, Branch and ATM locator, Account alerts, Loan applications

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient banking
- 🚀 Easy to use
- 💡 Helpful app
- 🚀 Intuitive design
- 👍 Reliable

**What reviewers complain about**

- 🐛 Frequent errors/app not working
- 🐛 Check deposit issues
- 🐛 Camera not working for check deposits
- 🐛 Login issues for additional users
- 🐛 Inconsistent performance

**Reported bugs**

- Check deposit feature not working
- Camera issues for check deposits
- Login problems for additional users
- Frequent errors and app not working
- Compatibility issues with new iOS versions

**Requested features**

- Facial recognition login
- Ability to pay credit card bills within the app
- Cash deposit functionality
- Improved ATM locator with dynamic map updates


### CommonWealth Central CU

[App page](https://appshunter.io/ios/app/commonwealth-central-cu/id1366330705)

Manage your credit union accounts conveniently from anywhere. Check balances, transfer funds, pay bills, and deposit checks with ease. The app also offers a virtual assistant for quick help and branch/ATM locators.

**Highlights:** Check account balances and history, Apply for loans, Pay bills, Deposit checks, Transfer funds, Find branches and ATMs, Virtual assistant support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient banking
- 🔒 Secure access
- 💡 Helpful features
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Occasional bugs
- 🔍 Missing account details
- 🔍 Unclear transaction descriptions
- 🔍 Limited functionality

**Reported bugs**

- Mobile deposit issues
- Accounts disappearing from app
- Blurry check deposit images

**Requested features**

- Add Zelle integration
- Improve bill pay experience
- Allow customization of account order
- Provide more transaction details


## Frequently asked questions

### Is Excite Mobile Banking free?

Excite Mobile Banking is free to download, with no in-app purchases.

### Is CommonWealth Central CU free?

CommonWealth Central CU is free to download, with no in-app purchases.

### Which has better reviews, Excite Mobile Banking or CommonWealth Central CU?

Excite Mobile Banking is rated higher. Excite Mobile Banking averages 4.8 out of 5 from 3.1K ratings, while CommonWealth Central CU averages 4.7 from 972 ratings.

### Do Excite Mobile Banking or CommonWealth Central CU have ads?

Neither Excite Mobile Banking nor CommonWealth Central CU shows ads.

### Which is updated more often, Excite Mobile Banking or CommonWealth Central CU?

Excite Mobile Banking ships an update every 4 months, and CommonWealth Central CU every 2 months. Most recently, Excite Mobile Banking was updated on November 6, 2026 and CommonWealth Central CU on November 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*