# Excite Mobile Banking vs GoBank

The clearest difference is review sentiment: Excite Mobile Banking at 77% against GoBank's 17%. Excite Mobile Banking also leads on rating (4.8 vs 4.1). GoBank's advantage is update cadence (every 6 weeks vs every 4 months) and iOS requirement (15.5 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Excite Mobile Banking holds the better App Store score, 4.8 against 4.1. Both are backed by a comparable volume of ratings — 3.1K and 5.3K respectively. Written reviews point the same way: 77% of Excite Mobile Banking's written reviews are positive against 17% of GoBank's.

Excite Mobile Banking ships an update every 4 months, GoBank every 6 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | Excite Mobile Banking | GoBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.1K ratings)](https://appshunter.io/ios/app/excite-mobile-banking/id441879558/reviews)** | [4.1 (5.3K ratings)](https://appshunter.io/ios/app/gobank-mobile-banking/id535272164/reviews) |
| Number of ratings | 3.1K | **5.3K** |
| Positive reviews | **77.0% of reviews** | 16.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 104 MB | 89 MB |
| Requires iOS | 17.0 | **15.5** |
| Devices | iPhone, iPad, Apple Watch | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 17+ |
| Developer | [Excite Credit Union](https://appshunter.io/developer/441879561) | [Green Dot Corporation](https://appshunter.io/developer/437092811) |

## What reviewers say

### Excite Mobile Banking

[App page](https://appshunter.io/ios/app/excite-mobile-banking/id441879558)

Manage your finances conveniently from anywhere with 24/7 access to your accounts. Deposit checks remotely, transfer funds, view statements, and pay bills with ease.  Locate branches and ATMs, set alerts, and even apply for loans.

**Highlights:** 24/7 account access, Remote check deposits, Real-time money transfers, Bill payment and stop payments, Branch and ATM locator, Account alerts, Loan applications

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient banking
- 🚀 Easy to use
- 💡 Helpful app
- 🚀 Intuitive design
- 👍 Reliable

**What reviewers complain about**

- 🐛 Frequent errors/app not working
- 🐛 Check deposit issues
- 🐛 Camera not working for check deposits
- 🐛 Login issues for additional users
- 🐛 Inconsistent performance

**Reported bugs**

- Check deposit feature not working
- Camera issues for check deposits
- Login problems for additional users
- Frequent errors and app not working
- Compatibility issues with new iOS versions

**Requested features**

- Facial recognition login
- Ability to pay credit card bills within the app
- Cash deposit functionality
- Improved ATM locator with dynamic map updates


### GoBank

[App page](https://appshunter.io/ios/app/gobank-mobile-banking/id535272164)

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

**Highlights:** No surprise fees, Early direct deposit, Free ATM network, Bill pay, Send money, Mobile check deposit, Budgeting tool

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app to pay and go
- 💡 Ability to stash money and check balance without logging in
- 👍 Convenient for Uber drivers

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- 🔒 Inability to access own money due to security issues
- 💰 Many hidden fees and charges
- ⚠️ Unreliable customer service and account management

**Reported bugs**

- Inability to log in or access account
- Disappearing vault and missing money issues
- Unreliable bill pay and money transfer features

**Requested features**

- Improved app stability and functionality
- Faster check deposit processing
- Better communication on account changes and fees


## Frequently asked questions

### Is Excite Mobile Banking free?

Excite Mobile Banking is free to download, with no in-app purchases.

### Is GoBank free?

GoBank is free to download, with no in-app purchases.

### Which has better reviews, Excite Mobile Banking or GoBank?

Excite Mobile Banking is rated higher. Excite Mobile Banking averages 4.8 out of 5 from 3.1K ratings, while GoBank averages 4.1 from 5.3K ratings.

### Do Excite Mobile Banking or GoBank have ads?

Neither Excite Mobile Banking nor GoBank shows ads.

### Which is updated more often, Excite Mobile Banking or GoBank?

Excite Mobile Banking ships an update every 4 months, and GoBank every 6 weeks. Most recently, Excite Mobile Banking was updated on November 1, 2026 and GoBank on November 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*