# 中国银河证券 vs 兴业证券优理宝

The clearest difference is review sentiment: 兴业证券优理宝 at 76% against 中国银河证券's 47%. 兴业证券优理宝 also leads on monetization model (free vs free with in-app purchases) and rating (2.6 vs 2.3). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. 中国银河证券 sells 10 one-off in-app purchases and 兴业证券优理宝 sells 11 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

兴业证券优理宝 holds the better App Store score, 2.6 against 2.3. Both are backed by a comparable volume of ratings — 23 and 14 respectively. Written reviews point the same way: 47% of 中国银河证券's written reviews are positive against 76% of 兴业证券优理宝's.

中国银河证券 ships an update every 3 weeks, 兴业证券优理宝 fortnightly. Both last shipped on November 1, 2026.

## The numbers

| Metric | 中国银河证券 | 兴业证券优理宝 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (23 ratings)](https://appshunter.io/ios/app/id441890370/reviews) | **[2.6 (14 ratings)](https://appshunter.io/ios/app/id645811920/reviews)** |
| Number of ratings | **23** | 14 |
| Positive reviews | 47.1% of reviews | **76.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 427 MB | 478 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPod, Apple Watch** |
| Age rating | 17+ | 17+ |
| Developer | [China Galaxy Securities Company Limited](https://appshunter.io/developer/441890373) | [兴业证券股份有限公司](https://appshunter.io/developer/496762509) |

## What reviewers say

### 中国银河证券

[App page](https://appshunter.io/ios/app/id441890370)

This app offers a comprehensive platform for stock trading and financial management. It provides fast account opening, professional investment guidance, and smart trading tools to help users make informed investment decisions. Users can also manage their wealth and access global market information.

**Highlights:** Fast 7*24 account opening, New customer benefits and exclusive wealth management, Professional investment advisor guidance, Smart trading tools (market monitoring, conditional orders), Wealth management and fund selection, Global market data and real-time information, Account overview and transaction history

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 沪深level-2十档行情1个月 | $0.99 | one-time |
| 港股level-2十档行情1个月 | $0.99 | one-time |
| 沪深level-2十档行情3个月 | $3.99 | one-time |
| 沪深level-2十档行情6个月 | $5.99 | one-time |
| 沪深level-2十档行情12个月 | $9.99 | one-time |
| 港股level-2十档行情12个月 | $9.99 | one-time |
| 智能交易VIP（1个月） | $9.99 | one-time |
| 智能交易VIP（3个月） | $29.99 | one-time |
| 智能交易VIP（6个月） | $49.99 | one-time |
| 智能交易VIP（12个月） | $79.99 | one-time |


### 兴业证券优理宝

[App page](https://appshunter.io/ios/app/id645811920)

This platform offers stock trading, fund investment, and wealth management services. It provides tools for stock selection, market monitoring, and intelligent trading, along with personalized financial news and expert advice.

**Highlights:** Stock trading and account opening, Fund investment and wealth management, Intelligent stock selection, Real-time market monitoring, Intelligent trading strategies, Personalized financial news, Expert investment advice

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 整体提佣0728 | $0.99 | one-time |
| 斗转星移-1个月 | $29.99 | one-time |
| 趋势向上-1个月 | $99.99 | one-time |
| 繁花-1个月 | $149.99 | one-time |
| 湘江价值-1个月 | $149.99 | one-time |
| AI波段-6个月 | $249.99 | one-time |
| 趋势向上-3个月 | $249.99 | one-time |
| 斗转星移-12个月 | $299.99 | one-time |
| 繁花-3个月 | $399.99 | one-time |
| 湘江价值-3个月 | $399.99 | one-time |
| 趋势向上-12个月 | $999.99 | one-time |


## Frequently asked questions

### Is 中国银河证券 free?

中国银河证券 is free to download, with in-app purchases available.

### Is 兴业证券优理宝 free?

兴业证券优理宝 is free to download, with in-app purchases available.

### Which has better reviews, 中国银河证券 or 兴业证券优理宝?

兴业证券优理宝 is rated higher. 中国银河证券 averages 2.3 out of 5 from 23 ratings, while 兴业证券优理宝 averages 2.6 from 14 ratings.

### Do 中国银河证券 or 兴业证券优理宝 have ads?

Neither 中国银河证券 nor 兴业证券优理宝 shows ads.

### Which is updated more often, 中国银河证券 or 兴业证券优理宝?

中国银河证券 ships an update every 3 weeks, and 兴业证券优理宝 fortnightly. Most recently, 中国银河证券 was updated on November 1, 2026 and 兴业证券优理宝 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*