# 中国银河证券 vs 华宝智投

The clearest difference is rating: 华宝智投 at 4.6 against 中国银河证券's 2.3. 华宝智投 also leads on in-app purchases (none vs 10) and review sentiment (68% vs 47%). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. 中国银河证券 sells 10 one-off in-app purchases. 华宝智投 asks for nothing beyond the download.

华宝智投 holds the better App Store score, 4.6 against 2.3. That said, the two scores are not equally well evidenced: 华宝智投 has 250 ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 47% of 中国银河证券's written reviews are positive against 68% of 华宝智投's.

中国银河证券 ships an update every 3 weeks, 华宝智投 every 2 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | 中国银河证券 | 华宝智投 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (23 ratings)](https://appshunter.io/ios/app/id441890370/reviews) | **[4.6 (250 ratings)](https://appshunter.io/ios/app/id993077954/reviews)** |
| Number of ratings | 23 | **250** |
| Positive reviews | 47.1% of reviews | **68.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 427 MB | 559 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [China Galaxy Securities Company Limited](https://appshunter.io/developer/441890373) | [HWABAO SECURITIES CO.,LTD](https://appshunter.io/developer/485256790) |

## What reviewers say

### 中国银河证券

[App page](https://appshunter.io/ios/app/id441890370)

This finance app offers rapid account opening and professional investment guidance. It provides smart trading tools, wealth management services, and global market insights to assist users in their investment journey.

**Highlights:** 7*24 rapid account opening, New customer benefits and exclusive wealth management, Professional investment advisor guidance, Smart trading tools (monitoring assistant, conditional orders), Wealth management and fund selection, Global market data and real-time information, Account overview and transaction history

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 沪深level-2十档行情1个月 | $0.99 | one-time |
| 港股level-2十档行情1个月 | $0.99 | one-time |
| 沪深level-2十档行情3个月 | $3.99 | one-time |
| 沪深level-2十档行情6个月 | $5.99 | one-time |
| 沪深level-2十档行情12个月 | $9.99 | one-time |
| 港股level-2十档行情12个月 | $9.99 | one-time |
| 智能交易VIP（1个月） | $9.99 | one-time |
| 智能交易VIP（3个月） | $29.99 | one-time |
| 智能交易VIP（6个月） | $49.99 | one-time |
| 智能交易VIP（12个月） | $79.99 | one-time |


### 华宝智投

[App page](https://appshunter.io/ios/app/id993077954)

This intelligent stock trading tool automates your investment strategy. Set up custom conditions like stop-loss or grid trading, and the system will monitor the market and execute trades for you in the cloud. It's designed to help individual investors overcome the challenges of smart stock trading.

**Highlights:** 10 smart trading conditions, Automated cloud monitoring, Strategy-based trading, Zero-threshold simulation, Automatic fund transfer, Fund market data, Real-time market news

**In-app purchases:** none


## Frequently asked questions

### Is 中国银河证券 free?

中国银河证券 is free to download, with in-app purchases available.

### Is 华宝智投 free?

华宝智投 is free to download, with no in-app purchases.

### Which has better reviews, 中国银河证券 or 华宝智投?

华宝智投 is rated higher. 中国银河证券 averages 2.3 out of 5 from 23 ratings, while 华宝智投 averages 4.6 from 250 ratings.

### Do 中国银河证券 or 华宝智投 have ads?

Neither 中国银河证券 nor 华宝智投 shows ads.

### Which is updated more often, 中国银河证券 or 华宝智投?

中国银河证券 ships an update every 3 weeks, and 华宝智投 every 2 weeks. Most recently, 中国银河证券 was updated on November 1, 2026 and 华宝智投 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*