# Swedbank Lietuva vs Substrack

The clearest difference is price: Swedbank Lietuva at Free against Substrack's $0.99. Swedbank Lietuva also leads on ratings volume (41 vs 2). Substrack's advantage is update cadence (daily vs monthly) and rating (5.0 vs 4.8). On ads, in-app purchases and device support there is nothing between them.

Swedbank Lietuva is free to download; Substrack costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Substrack holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Swedbank Lietuva has 41 ratings behind it against 2, so its average is the more settled of the two.

Swedbank Lietuva ships an update monthly, Substrack daily. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Swedbank Lietuva | Substrack |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | [4.8 (41 ratings)](https://appshunter.io/ios/app/swedbank-lietuva/id442402968/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/substrack-sub-tracker/id6758184745/reviews)** |
| Number of ratings | **41** | 2 |
| Positive reviews | 27.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Daily** |
| Monetization | **Free** | Paid |
| Size | 202 MB | 27 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Swedbank](https://appshunter.io/developer/434814722) | [Orbit Space Studio LLC](https://appshunter.io/developer/1799808126) |

## What reviewers say

### Swedbank Lietuva

[App page](https://appshunter.io/ios/app/swedbank-lietuva/id442402968)

Manage your finances conveniently from your phone. View account balances, make payments, manage cards, and track spending. Offers tools for budgeting and saving, with options for business clients.

**Highlights:** View account balances and statements, Make international payments and use digital wallets, Confirm payments with biometrics or PIN, Manage and order new cards, Access loans, insurance, and investments, Track spending and save with budgeting tools, Manage payment terminals for business clients

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Substrack

[App page](https://appshunter.io/ios/app/substrack-sub-tracker/id6758184745)

Effortlessly track all your recurring subscriptions in one place. Understand your monthly and yearly spending by category and identify areas to save money. This app offers a clean interface and strong privacy features, working offline without requiring an account.

**Highlights:** Easy subscription tracking, Automatic cost calculation, Spending by category, Minimalist UI, Offline functionality, Fort Knox privacy

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Swedbank Lietuva free?

Swedbank Lietuva is free to download, with no in-app purchases.

### Is Substrack free?

Substrack costs $0.99, with no in-app purchases.

### Which has better reviews, Swedbank Lietuva or Substrack?

Substrack is rated higher. Swedbank Lietuva averages 4.8 out of 5 from 41 ratings, while Substrack averages 5.0 from 2 ratings.

### Do Swedbank Lietuva or Substrack have ads?

Neither Swedbank Lietuva nor Substrack shows ads.

### Which is updated more often, Swedbank Lietuva or Substrack?

Swedbank Lietuva ships an update monthly, and Substrack daily. Most recently, Swedbank Lietuva was updated on October 25, 2026 and Substrack on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*