# BNZ Mobile vs HSBC Australia

BNZ Mobile and HSBC Australia both sit at 4.9 stars, but that hides the real split: 73% of BNZ Mobile's written reviews are positive against 44% of HSBC Australia's. BNZ Mobile also leads on update cadence (fortnightly vs monthly). HSBC Australia's advantage is iOS requirement (16.0 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for BNZ Mobile against 4.8 for HSBC Australia. Both are backed by a comparable volume of ratings — 642 and 795 respectively. Written reviews are what separate them: 73% of BNZ Mobile's written reviews are positive against 44% of HSBC Australia's.

BNZ Mobile ships an update fortnightly, HSBC Australia monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | BNZ Mobile | HSBC Australia |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (642 ratings)](https://appshunter.io/ios/app/bnz-mobile/id443045792/reviews)** | [4.8 (795 ratings)](https://appshunter.io/ios/app/hsbc-australia/id1467731432/reviews) |
| Number of ratings | 642 | **795** |
| Positive reviews | **73.4% of reviews** | 43.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 188 MB | 595 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Bank of New Zealand](https://appshunter.io/developer/351271638) | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) |

## What reviewers say

### BNZ Mobile

[App page](https://appshunter.io/ios/app/bnz-mobile/id443045792)

Manage your finances conveniently on the go. Check balances, transfer funds, pay bills, and top up prepaid mobile services. Securely access your accounts with PIN, password, or biometric login.

**Highlights:** View account balances and transaction history, Transfer money between accounts, Pay bills and credit cards, Top up prepaid mobile services, Set up push notifications and alerts, Biometric login (Touch ID/Face ID)

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Amazing help
- 👍 Easy to use
- 👍 Great app
- 🔒 Excellent security service
- 👍 Professional and incredibly helpful

**What reviewers complain about**

- 🔒 Surveillance
- 🐛 Constantly logs out
- 🐛 Maintenance
- 🐛 Annoying login requirement
- 🔒 Privacy nightmare

**Reported bugs**

- App no longer opens
- Decimal entry not working
- Accounts get reordered randomly after changes
- Instant balances unavailable after logout
- Notifications not working as expected

**Requested features**

- Dynamic CVV card details in the app
- Ability to customize account order and icons
- KiwiSaver performance and returns in the app
- Ability to set up a term PIE from the app
- Notifications for app maintenance


### HSBC Australia

[App page](https://appshunter.io/ios/app/hsbc-australia/id1467731432)

Manage your Australian banking needs with a secure and user-friendly mobile app. Perform transactions, manage credit cards, and access global account summaries. Open new accounts and trade on international markets.

**Highlights:** Open new accounts, Manage credit cards, Pay bills, Lock/unlock cards, Set spend limits, Global account view, Trade international shares

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick transfers
- 🔒 Secure app
- 👍 Easy to use
- 👍 Intuitive interface
- 👍 Convenient for traveling

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable live chat
- 🐛 Buggy search function
- 🐛 Inconsistent account updates
- 🐛 Difficult to increase limits

**Reported bugs**

- App crashes during use
- Unable to access app while overseas
- Repeated verification requests
- Inconsistent account syncing

**Requested features**

- Add PayID support
- Improve transaction search
- Provide real-time balance updates
- Enable account customization
- Introduce push notifications


## Frequently asked questions

### Is BNZ Mobile free?

BNZ Mobile is free to download, with no in-app purchases.

### Is HSBC Australia free?

HSBC Australia is free to download, with no in-app purchases.

### Which has better reviews, BNZ Mobile or HSBC Australia?

BNZ Mobile is rated higher. BNZ Mobile averages 4.9 out of 5 from 642 ratings, while HSBC Australia averages 4.8 from 795 ratings.

### Do BNZ Mobile or HSBC Australia have ads?

Neither BNZ Mobile nor HSBC Australia shows ads.

### Which is updated more often, BNZ Mobile or HSBC Australia?

BNZ Mobile ships an update fortnightly, and HSBC Australia monthly. Most recently, BNZ Mobile was updated on October 29, 2026 and HSBC Australia on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*