# BNZ Mobile vs SNPF Mobile

The clearest difference is update cadence: SNPF Mobile at every 3 days against BNZ Mobile's fortnightly. SNPF Mobile also leads on iOS requirement (12.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BNZ Mobile ships an update fortnightly, SNPF Mobile every 3 days. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | BNZ Mobile | SNPF Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (627 ratings)](https://appshunter.io/ios/app/bnz-mobile/id443045792/reviews)** | — |
| Number of ratings | **627** | — |
| Positive reviews | 73.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | Free | — |
| Size | 186 MB | 24 MB |
| Requires iOS | 18.0 | **12.4** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of New Zealand](https://appshunter.io/developer/351271638) | [Samoa National Provident Fund](https://appshunter.io/developer/1673992216) |

## What reviewers say

### BNZ Mobile

[App page](https://appshunter.io/ios/app/bnz-mobile/id443045792)

Manage your finances conveniently on the go. Check balances, transfer funds, pay bills, and top up prepaid mobile services. Securely access your accounts with PIN, password, or biometric login.

**Highlights:** View account balances and transaction history, Transfer money between accounts, Pay bills and credit cards, Top up prepaid mobile services, Set up push notifications and alerts, Biometric login (Touch ID/Face ID)

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Amazing help
- 👍 Easy to use
- 👍 Great app
- 🔒 Excellent security service
- 👍 Professional and incredibly helpful

**What reviewers complain about**

- 🔒 Surveillance
- 🐛 Constantly logs out
- 🐛 Maintenance
- 🐛 Annoying login requirement
- 🔒 Privacy nightmare

**Reported bugs**

- App no longer opens
- Decimal entry not working
- Accounts get reordered randomly after changes
- Instant balances unavailable after logout
- Notifications not working as expected

**Requested features**

- Dynamic CVV card details in the app
- Ability to customize account order and icons
- KiwiSaver performance and returns in the app
- Ability to set up a term PIE from the app
- Notifications for app maintenance


### SNPF Mobile

[App page](https://appshunter.io/ios/app/snpf-mobile/id6445823170)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BNZ Mobile free?

BNZ Mobile is free to download, with no in-app purchases.

### Is SNPF Mobile free?

SNPF Mobile is free to download, with no in-app purchases.

### Do BNZ Mobile or SNPF Mobile have ads?

Neither BNZ Mobile nor SNPF Mobile shows ads.

### Which is updated more often, BNZ Mobile or SNPF Mobile?

BNZ Mobile ships an update fortnightly, and SNPF Mobile every 3 days. Most recently, BNZ Mobile was updated on October 13, 2026 and SNPF Mobile on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*