# BNZ Mobile vs Handheld Accountants

The clearest difference is in-app purchases: BNZ Mobile at none against Handheld Accountants's 1. BNZ Mobile also leads on ads (none vs shown). Handheld Accountants's advantage is update cadence (every 5 days vs fortnightly). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Handheld Accountants sells 1 one-off in-app purchase. BNZ Mobile asks for nothing beyond the download.

BNZ Mobile ships an update fortnightly, Handheld Accountants every 5 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | BNZ Mobile | Handheld Accountants |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (648 ratings)](https://appshunter.io/ios/app/bnz-mobile/id443045792/reviews)** | — |
| Number of ratings | **648** | — |
| Positive reviews | 73.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | Free | — |
| Size | 188 MB | 11 MB |
| Requires iOS | **18.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Bank of New Zealand](https://appshunter.io/developer/351271638) | [JUN LI](https://appshunter.io/developer/6785436953) |

## What reviewers say

### BNZ Mobile

[App page](https://appshunter.io/ios/app/bnz-mobile/id443045792)

Manage your finances conveniently on the go. Check balances, transfer funds, pay bills, and top up prepaid mobile services. Securely access your accounts with PIN, password, or biometric login.

**Highlights:** View account balances and transaction history, Transfer money between accounts, Pay bills and credit cards, Top up prepaid mobile services, Set up push notifications and alerts, Biometric login (Touch ID/Face ID)

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Amazing help
- 👍 Easy to use
- 👍 Great app
- 🔒 Excellent security service
- 👍 Professional and incredibly helpful

**What reviewers complain about**

- 🔒 Surveillance
- 🐛 Constantly logs out
- 🐛 Maintenance
- 🐛 Annoying login requirement
- 🔒 Privacy nightmare

**Reported bugs**

- App no longer opens
- Decimal entry not working
- Accounts get reordered randomly after changes
- Instant balances unavailable after logout
- Notifications not working as expected

**Requested features**

- Dynamic CVV card details in the app
- Ability to customize account order and icons
- KiwiSaver performance and returns in the app
- Ability to set up a term PIE from the app
- Notifications for app maintenance


### Handheld Accountants

[App page](https://appshunter.io/ios/app/handheld-accountants/id6785436951)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Handheld Accounts Full Version | $7.99 | one-time |


## Frequently asked questions

### Is BNZ Mobile free?

BNZ Mobile is free to download, with no in-app purchases.

### Is Handheld Accountants free?

Handheld Accountants is free to download, with in-app purchases available.

### Do BNZ Mobile or Handheld Accountants have ads?

Handheld Accountants shows ads; BNZ Mobile does not.

### Which is updated more often, BNZ Mobile or Handheld Accountants?

BNZ Mobile ships an update fortnightly, and Handheld Accountants every 5 days. Most recently, BNZ Mobile was updated on November 6, 2026 and Handheld Accountants on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*