# BNZ Mobile vs NBS Mobile Banking

The clearest difference is review sentiment: BNZ Mobile at 73% against NBS Mobile Banking's 13%. BNZ Mobile also leads on update cadence (fortnightly vs every 3 months). NBS Mobile Banking's advantage is iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BNZ Mobile ships an update fortnightly, NBS Mobile Banking every 3 months. Both last shipped on November 1, 2026.

## The numbers

| Metric | BNZ Mobile | NBS Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (646 ratings)](https://appshunter.io/ios/app/bnz-mobile/id443045792/reviews)** | — |
| Number of ratings | **646** | — |
| Positive reviews | **73.4% of reviews** | 12.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free | Free |
| Size | 188 MB | 54 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bank of New Zealand](https://appshunter.io/developer/351271638) | [Nelson Building Society](https://appshunter.io/developer/844460977) |

## What reviewers say

### BNZ Mobile

[App page](https://appshunter.io/ios/app/bnz-mobile/id443045792)

Manage your finances conveniently on the go. Check balances, transfer funds, pay bills, and top up prepaid mobile services. Securely access your accounts with PIN, password, or biometric login.

**Highlights:** View account balances and transaction history, Transfer money between accounts, Pay bills and credit cards, Top up prepaid mobile services, Set up push notifications and alerts, Biometric login (Touch ID/Face ID)

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Amazing help
- 👍 Easy to use
- 👍 Great app
- 🔒 Excellent security service
- 👍 Professional and incredibly helpful

**What reviewers complain about**

- 🔒 Surveillance
- 🐛 Constantly logs out
- 🐛 Maintenance
- 🐛 Annoying login requirement
- 🔒 Privacy nightmare

**Reported bugs**

- App no longer opens
- Decimal entry not working
- Accounts get reordered randomly after changes
- Instant balances unavailable after logout
- Notifications not working as expected

**Requested features**

- Dynamic CVV card details in the app
- Ability to customize account order and icons
- KiwiSaver performance and returns in the app
- Ability to set up a term PIE from the app
- Notifications for app maintenance


### NBS Mobile Banking

[App page](https://appshunter.io/ios/app/nbs-mobile-banking/id844460974)

Manage your finances conveniently on the go with this secure mobile banking application. Quickly check balances, view transactions, and make transfers or payments between your accounts and to other New Zealand banks. Set up new payees and automatic payments with ease.

**Highlights:** Quick PIN login, Check account balances, View transaction history, Transfer funds between NBS accounts, Pay existing bill payees, Make one-off payments, Create new payees and automatic payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BNZ Mobile free?

BNZ Mobile is free to download, with no in-app purchases.

### Is NBS Mobile Banking free?

NBS Mobile Banking is free to download, with no in-app purchases.

### Do BNZ Mobile or NBS Mobile Banking have ads?

Neither BNZ Mobile nor NBS Mobile Banking shows ads.

### Which is updated more often, BNZ Mobile or NBS Mobile Banking?

BNZ Mobile ships an update fortnightly, and NBS Mobile Banking every 3 months. Most recently, BNZ Mobile was updated on November 1, 2026 and NBS Mobile Banking on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*