# Loan Calculator + vs Loan Amortization Calculator

The clearest difference is price: Loan Amortization Calculator at Free against Loan Calculator +'s $1.99. Loan Amortization Calculator also leads on ratings volume (701 vs 153). Loan Calculator +'s advantage is review sentiment (91% vs 50%) and in-app purchases (none vs 1). On rating, update cadence, device support and iOS requirement there is nothing between them.

Loan Amortization Calculator is free to download; Loan Calculator + costs $1.99 up front. Loan Amortization Calculator sells 1 one-off in-app purchase. Loan Calculator + asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.7 for Loan Calculator + against 4.8 for Loan Amortization Calculator. Both are backed by a comparable volume of ratings — 153 and 701 respectively. Written reviews are what separate them: 91% of Loan Calculator +'s written reviews are positive against 50% of Loan Amortization Calculator's.

Loan Calculator + ships an update every 5 weeks, Loan Amortization Calculator monthly. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Loan Calculator + | Loan Amortization Calculator |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | [4.7 (153 ratings)](https://appshunter.io/ios/app/loan-calculator-plus/id443673909/reviews) | **[4.8 (701 ratings)](https://appshunter.io/ios/app/loan-amortization-calculator/id1465620086/reviews)** |
| Number of ratings | 153 | **701** |
| Positive reviews | **90.7% of reviews** | 50.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | **#115** | — |
| Size | 32 MB | 27 MB |
| Requires iOS | **12.1** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [RedTracker LLC](https://appshunter.io/developer/1460840859) |

## What reviewers say

### Loan Calculator +

[App page](https://appshunter.io/ios/app/loan-calculator-plus/id443673909)

**Currently charting:** #115 Top Paid · Finance (US App Store)

This app helps you save money on loans by visualizing costs and simulating 'what-if' scenarios. Easily compare loan deals, track extra payments, and understand the true cost of borrowing.

**Highlights:** Visualize loan costs with interactive charts, Organize multiple loans, Simulate extra payment scenarios, Calculate true loan cost with taxes and insurance, Compare different loan deals, Email loan details as PDF or HTML

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and easy-to-use interface
- 📊 Clear, effective charts and visualizations
- 💰 Affordable one-time purchase with no ads
- 🎯 Excellent for loan scenario modeling and what-if analysis
- ⚡ Fast and responsive performance

**What reviewers complain about**

- 🐛 Calendar/payment date calculation errors for biweekly payments
- 🐛 Incorrect percentage calculations on pie charts
- ❌ Confusing terminology (unclear 'rate' field vs interest rate)
- ❌ Monthly payment not visible on input screen
- ❌ Extra costs sometimes incorrectly applied to first payment

**Reported bugs**

- Biweekly payment calendar generates incorrect payment dates
- Extra cost additions incorrectly applied to first payment
- Pie chart percentages calculated incorrectly
- Interest saved value incorrect when extra payments applied
- Confusing 'rate' field terminology separate from interest rate

**Requested features**

- Display calculated payment on input screen without screen rotation
- Ability to copy/duplicate loans instead of creating from scratch
- Print functionality directly from app
- Amortization schedule comparison feature for multiple loans
- Ability to add extra payments using dates instead of year/week format


### Loan Amortization Calculator

[App page](https://appshunter.io/ios/app/loan-amortization-calculator/id1465620086)

Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.

**Highlights:** Loan payment breakdown, Interest and principal estimation, Extra payment impact analysis, Amortization schedule generation, Shareable results

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $4.99 | one-time |


## Frequently asked questions

### Is Loan Calculator + free?

Loan Calculator + costs $1.99, with no in-app purchases.

### Is Loan Amortization Calculator free?

Loan Amortization Calculator is free to download, with in-app purchases available.

### Which has better reviews, Loan Calculator + or Loan Amortization Calculator?

Loan Amortization Calculator is rated higher. Loan Calculator + averages 4.7 out of 5 from 153 ratings, while Loan Amortization Calculator averages 4.8 from 701 ratings.

### Do Loan Calculator + or Loan Amortization Calculator have ads?

Loan Amortization Calculator shows ads; Loan Calculator + does not.

### Which is updated more often, Loan Calculator + or Loan Amortization Calculator?

Loan Calculator + ships an update every 5 weeks, and Loan Amortization Calculator monthly. Most recently, Loan Calculator + was updated on October 30, 2026 and Loan Amortization Calculator on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*