# UMB Mobile vs My FFB Mobile App

The clearest difference is rating: UMB Mobile at 4.2 against My FFB Mobile App's 3.0. UMB Mobile also leads on ratings volume (3.1K vs 2). My FFB Mobile App's advantage is ads (none vs shown) and iOS requirement (13.0 vs 16.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UMB Mobile holds the better App Store score, 4.2 against 3.0. That said, the two scores are not equally well evidenced: UMB Mobile has 3.1K ratings behind it against 2, so its average is the more settled of the two.

UMB Mobile ships an update every 6 months, My FFB Mobile App every 4 months. The most recent releases landed on October 28, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | UMB Mobile | My FFB Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (3.1K ratings)](https://appshunter.io/ios/app/umb-mobile/id446955885/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/my-ffb-mobile-app/id1294277883/reviews) |
| Number of ratings | **3.1K** | 2 |
| Positive reviews | 52.6% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 4 months** |
| Monetization | Free | Free |
| Size | 54 MB | 6 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UMB Financial Corporation](https://appshunter.io/developer/446955888) | [FIRST FEDERAL BANK OF LITTLEFIELD](https://appshunter.io/developer/1294277882) |

## What reviewers say

### UMB Mobile

[App page](https://appshunter.io/ios/app/umb-mobile/id446955885)

Manage your UMB bank accounts on the go. Check balances, transfer funds, pay bills, deposit checks, and find ATMs. Securely access your financial information and manage alerts from your mobile device.

**Highlights:** Check account balances and activity, Transfer funds between accounts, Pay bills and manage payees, Deposit checks via camera, Set up and manage alerts, Find ATMs and bank locations, Secure login with biometrics

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure login options
- 👍 User-friendly interface
- 👍 Helpful customer service

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Buggy mobile deposit feature
- 🐛 Crashes and freezes
- 🐛 Inaccurate account information
- 🐛 Outdated and clunky design

**Reported bugs**

- Login screen repeatedly shows incorrect password error
- Mobile deposit feature often fails to work
- App crashes when trying to access certain account details
- Balances and transaction history not updating correctly

**Requested features**

- Dark mode option
- Improved mobile deposit process
- Better transaction history and reporting
- Integration with other financial apps
- Ability to manage HSA accounts


### My FFB Mobile App

[App page](https://appshunter.io/ios/app/my-ffb-mobile-app/id1294277883)

Easily and securely manage your First Federal Bank accounts on the go. Check balances, transfer funds between accounts, and pay bills directly from your mobile device. Access is free for online banking users.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, Make loan payments, Pay bills via online Bill Pay

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UMB Mobile free?

UMB Mobile is free to download, with no in-app purchases.

### Is My FFB Mobile App free?

My FFB Mobile App is free to download, with no in-app purchases.

### Which has better reviews, UMB Mobile or My FFB Mobile App?

UMB Mobile is rated higher. UMB Mobile averages 4.2 out of 5 from 3.1K ratings, while My FFB Mobile App averages 3.0 from 2 ratings.

### Do UMB Mobile or My FFB Mobile App have ads?

UMB Mobile shows ads; My FFB Mobile App does not.

### Which is updated more often, UMB Mobile or My FFB Mobile App?

UMB Mobile ships an update every 6 months, and My FFB Mobile App every 4 months. Most recently, UMB Mobile was updated on October 28, 2026 and My FFB Mobile App on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*