# UMB Mobile vs SSB Farwell

The clearest difference is ads: SSB Farwell at none against UMB Mobile's shown. SSB Farwell also leads on rating (4.7 vs 4.2). UMB Mobile's advantage is ratings volume (3.1K vs 3). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SSB Farwell holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: UMB Mobile has 3.1K ratings behind it against 3, so its average is the more settled of the two.

UMB Mobile ships an update every 6 months, SSB Farwell every 5 months. The most recent releases landed on October 23, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | UMB Mobile | SSB Farwell |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (3.1K ratings)](https://appshunter.io/ios/app/umb-mobile/id446955885/reviews) | **[4.7 (3 ratings)](https://appshunter.io/ios/app/ssb-farwell/id1346046393/reviews)** |
| Number of ratings | **3.1K** | 3 |
| Positive reviews | 51.5% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 5 months** |
| Monetization | Free | Free |
| Size | 54 MB | 130 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UMB Financial Corporation](https://appshunter.io/developer/446955888) | [Security State Bank Farwell](https://appshunter.io/developer/1346046392) |

## What reviewers say

### UMB Mobile

[App page](https://appshunter.io/ios/app/umb-mobile/id446955885)

Manage your UMB bank accounts on the go. Check balances, transfer funds, pay bills, deposit checks, and find ATMs. Securely access your financial information and manage alerts from your mobile device.

**Highlights:** Check account balances and activity, Transfer funds between accounts, Pay bills and manage payees, Deposit checks via camera, Set up and manage alerts, Find ATMs and bank locations, Secure login with biometrics

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure login options
- 👍 User-friendly interface
- 👍 Helpful customer service

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Buggy mobile deposit feature
- 🐛 Crashes and freezes
- 🐛 Inaccurate account information
- 🐛 Outdated and clunky design

**Reported bugs**

- Login screen repeatedly shows incorrect password error
- Mobile deposit feature often fails to work
- App crashes when trying to access certain account details
- Balances and transaction history not updating correctly

**Requested features**

- Dark mode option
- Improved mobile deposit process
- Better transaction history and reporting
- Integration with other financial apps
- Ability to manage HSA accounts


### SSB Farwell

[App page](https://appshunter.io/ios/app/ssb-farwell/id1346046393)

Manage your bank accounts, schedule transfers, and deposit checks remotely. This app provides convenient access to your finances on the go.

**Highlights:** View bank accounts, Schedule transfers, Remote check deposit, Secure access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UMB Mobile free?

UMB Mobile is free to download, with no in-app purchases.

### Is SSB Farwell free?

SSB Farwell is free to download, with no in-app purchases.

### Which has better reviews, UMB Mobile or SSB Farwell?

SSB Farwell is rated higher. UMB Mobile averages 4.2 out of 5 from 3.1K ratings, while SSB Farwell averages 4.7 from 3 ratings.

### Do UMB Mobile or SSB Farwell have ads?

UMB Mobile shows ads; SSB Farwell does not.

### Which is updated more often, UMB Mobile or SSB Farwell?

UMB Mobile ships an update every 6 months, and SSB Farwell every 5 months. Most recently, UMB Mobile was updated on October 23, 2026 and SSB Farwell on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*