# UMB Mobile vs Parali

The clearest difference is ads: Parali at none against UMB Mobile's shown. Parali also leads on update cadence (every 3 weeks vs every 6 months) and iOS requirement (13.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UMB Mobile ships an update every 6 months, Parali every 3 weeks. The most recent releases landed on September 25, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | UMB Mobile | Parali |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (3.1K ratings)](https://appshunter.io/ios/app/umb-mobile/id446955885/reviews)** | — |
| Number of ratings | **3.1K** | — |
| Positive reviews | 52.3% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 54 MB | 53 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UMB Financial Corporation](https://appshunter.io/developer/446955888) | [PAGALI COMERCIO, SOCIEDADE UNIPESSOAL LDA](https://appshunter.io/developer/1111715957) |

## What reviewers say

### UMB Mobile

[App page](https://appshunter.io/ios/app/umb-mobile/id446955885)

Manage your UMB bank accounts on the go. Check balances, transfer funds, pay bills, deposit checks, and find ATMs. Securely access your financial information and manage alerts from your mobile device.

**Highlights:** Check account balances and activity, Transfer funds between accounts, Pay bills and manage payees, Deposit checks via camera, Set up and manage alerts, Find ATMs and bank locations, Secure login with biometrics

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure login options
- 👍 User-friendly interface
- 👍 Helpful customer service

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Buggy mobile deposit feature
- 🐛 Crashes and freezes
- 🐛 Inaccurate account information
- 🐛 Outdated and clunky design

**Reported bugs**

- Login screen repeatedly shows incorrect password error
- Mobile deposit feature often fails to work
- App crashes when trying to access certain account details
- Balances and transaction history not updating correctly

**Requested features**

- Dark mode option
- Improved mobile deposit process
- Better transaction history and reporting
- Integration with other financial apps
- Ability to manage HSA accounts


### Parali

[App page](https://appshunter.io/ios/app/parali/id6443763240)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UMB Mobile free?

UMB Mobile is free to download, with no in-app purchases.

### Is Parali free?

Parali is free to download, with no in-app purchases.

### Do UMB Mobile or Parali have ads?

UMB Mobile shows ads; Parali does not.

### Which is updated more often, UMB Mobile or Parali?

UMB Mobile ships an update every 6 months, and Parali every 3 weeks. Most recently, UMB Mobile was updated on September 25, 2026 and Parali on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*