# UMB Mobile vs UNB Bank

The clearest difference is rating: UNB Bank at 5.0 against UMB Mobile's 4.3. UNB Bank also leads on ads (none vs shown) and iOS requirement (14.7 vs 16.0). UMB Mobile's advantage is ratings volume (3.1K vs 4). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UNB Bank holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: UMB Mobile has 3.1K ratings behind it against 4, so its average is the more settled of the two.

## The numbers

| Metric | UMB Mobile | UNB Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (3.1K ratings)](https://appshunter.io/ios/app/umb-mobile/id446955885/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/unb-bank/id6745791102/reviews)** |
| Number of ratings | **3.1K** | 4 |
| Positive reviews | 52.3% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | — |
| Monetization | Free | Free |
| Size | 54 MB | 127 MB |
| Requires iOS | 16.0 | **14.7** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UMB Financial Corporation](https://appshunter.io/developer/446955888) | [UNB BANK](https://appshunter.io/developer/888745899) |

## What reviewers say

### UMB Mobile

[App page](https://appshunter.io/ios/app/umb-mobile/id446955885)

Manage your UMB bank accounts on the go. Check balances, transfer funds, pay bills, deposit checks, and find ATMs. Securely access your financial information and manage alerts from your mobile device.

**Highlights:** Check account balances and activity, Transfer funds between accounts, Pay bills and manage payees, Deposit checks via camera, Set up and manage alerts, Find ATMs and bank locations, Secure login with biometrics

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure login options
- 👍 User-friendly interface
- 👍 Helpful customer service

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Buggy mobile deposit feature
- 🐛 Crashes and freezes
- 🐛 Inaccurate account information
- 🐛 Outdated and clunky design

**Reported bugs**

- Login screen repeatedly shows incorrect password error
- Mobile deposit feature often fails to work
- App crashes when trying to access certain account details
- Balances and transaction history not updating correctly

**Requested features**

- Dark mode option
- Improved mobile deposit process
- Better transaction history and reporting
- Integration with other financial apps
- Ability to manage HSA accounts


### UNB Bank

[App page](https://appshunter.io/ios/app/unb-bank/id6745791102)

Access your accounts securely and conveniently from anywhere. This free mobile banking app allows you to view balances, transactions, transfer funds, deposit checks, and pay bills. It also helps you find nearby branches and ATMs.

**Highlights:** View account balances, View recent transactions, Transfer funds, Deposit checks, Pay bills, Locate branches and ATMs

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UMB Mobile free?

UMB Mobile is free to download, with no in-app purchases.

### Is UNB Bank free?

UNB Bank is free to download, with no in-app purchases.

### Which has better reviews, UMB Mobile or UNB Bank?

UNB Bank is rated higher. UMB Mobile averages 4.3 out of 5 from 3.1K ratings, while UNB Bank averages 5.0 from 4 ratings.

### Do UMB Mobile or UNB Bank have ads?

UMB Mobile shows ads; UNB Bank does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*