# Ardent eBanking vs Citadel Mobile Banking

Ardent eBanking and Citadel Mobile Banking both sit at 4.7 stars, but that hides the real split: 92% of Ardent eBanking's written reviews are positive against 65% of Citadel Mobile Banking's. Citadel Mobile Banking's advantage is ratings volume (27K vs 1.5K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Ardent eBanking against 4.8 for Citadel Mobile Banking. That said, the two scores are not equally well evidenced: Citadel Mobile Banking has 27K ratings behind it against 1.5K, so its average is the more settled of the two. Written reviews are what separate them: 92% of Ardent eBanking's written reviews are positive against 65% of Citadel Mobile Banking's.

Ardent eBanking ships an update every 5 months, Citadel Mobile Banking every 3 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Ardent eBanking | Citadel Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1.5K ratings)](https://appshunter.io/ios/app/ardent-ebanking/id447833509/reviews) | **[4.8 (27K ratings)](https://appshunter.io/ios/app/citadel-mobile-banking/id567804498/reviews)** |
| Number of ratings | 1.5K | **27K** |
| Positive reviews | **92.2% of reviews** | 65.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 33 MB | 42 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 12+ | 4+ |
| Developer | [Ardent Credit Union](https://appshunter.io/developer/447833521) | [Citadel Federal Credit Union](https://appshunter.io/developer/567804501) |

## What reviewers say

### Ardent eBanking

[App page](https://appshunter.io/ios/app/ardent-ebanking/id447833509)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, view transaction history, and send secure messages anytime, anywhere. It's a fast and free tool for online banking users.

**Highlights:** Check balances 24/7, View pending transactions, Create, approve, cancel funds transfers, View transaction history, Send and receive secure messages, Access branch hours and locations

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 User-friendly and intuitive
- 🔒 Secure and reliable
- 💡 Convenient features (remote deposit, fund transfers)

**What reviewers complain about**

- 🐛 Occasional crashes or connectivity issues
- 🔍 Navigation could be improved
- 📅 Lack of visibility on loan due dates

**Reported bugs**

- Login screen freezes
- Remote deposit feature not always working as expected

**Requested features**

- Ability to turn on/off debit/credit cards
- Display effective interest rates on accounts
- Improved bill pay experience


### Citadel Mobile Banking

[App page](https://appshunter.io/ios/app/citadel-mobile-banking/id567804498)

Manage your bank accounts 24/7 from your mobile device. Deposit checks, view balances and transaction history, and access financial planning tools. Securely control your cards and personalize your banking experience.

**Highlights:** Manage multiple accounts, Instant check deposits, View balances and transactions, Financial health tools, Mobile payments and bill pay, Card controls and alerts, Biometric login

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 👍 Reliable and secure
- 💡 Useful features like mobile deposit
- 🔒 Robust security with face ID
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Buggy mobile deposit feature
- 🔀 Confusing navigation and layout
- 🔀 Inconsistent app performance
- 🔀 Lack of customization options
- 🔀 Outdated bill pay functionality

**Reported bugs**

- Frequent app crashes
- Login issues with face ID
- Incorrect account balance display
- Unreliable mobile deposit
- Inconsistent push notification delivery

**Requested features**

- Improve mobile deposit experience
- Streamline navigation and layout
- Add more customization options
- Enhance bill pay functionality
- Implement weekend customer support


## Frequently asked questions

### Is Ardent eBanking free?

Ardent eBanking is free to download, with no in-app purchases.

### Is Citadel Mobile Banking free?

Citadel Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Ardent eBanking or Citadel Mobile Banking?

Citadel Mobile Banking is rated higher. Ardent eBanking averages 4.7 out of 5 from 1.5K ratings, while Citadel Mobile Banking averages 4.8 from 27K ratings.

### Do Ardent eBanking or Citadel Mobile Banking have ads?

Neither Ardent eBanking nor Citadel Mobile Banking shows ads.

### Which is updated more often, Ardent eBanking or Citadel Mobile Banking?

Ardent eBanking ships an update every 5 months, and Citadel Mobile Banking every 3 months. Most recently, Ardent eBanking was updated on November 6, 2026 and Citadel Mobile Banking on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*