# Nevada State Bank vs SPFCU

The clearest difference is review sentiment: SPFCU at 100% against Nevada State Bank's 53%. SPFCU also leads on iOS requirement (16.0 vs 18.2). Nevada State Bank's advantage is rating (4.8 vs 3.9) and ratings volume (13K vs 8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Nevada State Bank holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: Nevada State Bank has 13K ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 53% of Nevada State Bank's written reviews are positive against 100% of SPFCU's, so the app with the better star average is not the one people write more warmly about.

Nevada State Bank ships an update monthly, SPFCU every 4 months. The most recent releases landed on October 21, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Nevada State Bank | SPFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (13K ratings)](https://appshunter.io/ios/app/nevada-state-bank/id449066465/reviews)** | [3.9 (8 ratings)](https://appshunter.io/ios/app/spfcu/id781771002/reviews) |
| Number of ratings | **13K** | 8 |
| Positive reviews | 52.8% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | Free |
| Size | 103 MB | 35 MB |
| Requires iOS | 18.2 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Zions Bancorporation, N.A.](https://appshunter.io/developer/337012802) | [Sierra Pacific Federal Credit Union](https://appshunter.io/developer/1482046465) |

## What reviewers say

### Nevada State Bank

[App page](https://appshunter.io/ios/app/nevada-state-bank/id449066465)

Manage personal and business finances on the go. View account details, transfer funds, pay bills, deposit checks, and control your cards. Offers enhanced security features and tools for invoicing and getting paid.

**Highlights:** Account management and activity viewing, Fund transfers and bill payments, Mobile check deposit, Card lock/unlock and security alerts, Biometric and multi-factor authentication, Invoice creation and payment links, User management and permissions

**In-app purchases:** none

**What reviewers like**

- 💻 User-friendly app
- 💳 Convenient mobile check deposit
- 🚀 Efficient banking features
- 🔒 Secure login options
- 💰 Satisfactory banking experience

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- ⏱️ Inconvenient maintenance downtime
- 📱 Unstable app performance
- 🔍 Difficult to access account information
- 🤖 Biometric login issues

**Reported bugs**

- Error code 1003 causing login issues
- Mobile deposit feature not working reliably
- Zelle transfer functionality not functioning
- Accounts not syncing properly across devices
- Vertical transaction display causing confusion

**Requested features**

- Add credit card payment feature
- Improve bill pay functionality
- Allow VPN usage with the app
- Enhance transaction details display
- Provide option to print transaction history


### SPFCU

[App page](https://appshunter.io/ios/app/spfcu/id781771002)

Manage all your finances in one place with this comprehensive banking and budgeting app. Track accounts, deposit checks, control cards, and plan your financial future with interactive tools and personalized tips.

**Highlights:** Remote check deposit, Card controls, Budgeting tools, Transaction tracking, Goal setting, Debt management, Net worth tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Nevada State Bank free?

Nevada State Bank is free to download, with no in-app purchases.

### Is SPFCU free?

SPFCU is free to download, with no in-app purchases.

### Which has better reviews, Nevada State Bank or SPFCU?

Nevada State Bank is rated higher. Nevada State Bank averages 4.8 out of 5 from 13K ratings, while SPFCU averages 3.9 from 8 ratings.

### Do Nevada State Bank or SPFCU have ads?

Neither Nevada State Bank nor SPFCU shows ads.

### Which is updated more often, Nevada State Bank or SPFCU?

Nevada State Bank ships an update monthly, and SPFCU every 4 months. Most recently, Nevada State Bank was updated on October 21, 2026 and SPFCU on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*