# CBT Mobile Banking vs ECSFCU Mobile

The clearest difference is rating: CBT Mobile Banking at 4.8 against ECSFCU Mobile's 3.2. CBT Mobile Banking also leads on review sentiment (58% vs 25%) and update cadence (monthly vs every 13 months). ECSFCU Mobile's advantage is iOS requirement (12.0 vs 18.2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CBT Mobile Banking holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: CBT Mobile Banking has 12K ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 58% of CBT Mobile Banking's written reviews are positive against 25% of ECSFCU Mobile's.

CBT Mobile Banking ships an update monthly, ECSFCU Mobile every 13 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | CBT Mobile Banking | ECSFCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (12K ratings)](https://appshunter.io/ios/app/cbt-mobile-banking/id449071371/reviews)** | [3.2 (10 ratings)](https://appshunter.io/ios/app/ecsfcu-mobile/id797549158/reviews) |
| Number of ratings | **12K** | 10 |
| Positive reviews | **58.2% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 13 months |
| Monetization | Free | Free |
| Size | 100 MB | 99 MB |
| Requires iOS | 18.2 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Zions Bancorporation, N.A.](https://appshunter.io/developer/337012802) | [East County Schools Federal Credit Union](https://appshunter.io/developer/797549161) |

## What reviewers say

### CBT Mobile Banking

[App page](https://appshunter.io/ios/app/cbt-mobile-banking/id449071371)

Manage your personal and business finances with ease. View account details, transfer funds, pay bills, deposit checks, and control your cards. Offers enhanced security features and convenient self-service options.

**Highlights:** View account balances and activity, Mobile check deposit, Send/receive money with Zelle®, Pay bills and employees, Lock/unlock cards instantly, Biometric sign-in, Create and send invoices

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Convenient mobile deposits
- 👍 Helpful staff
- 👍 Simple and functional

**What reviewers complain about**

- 🐛 Inconsistent check deposit success
- 🐛 Buggy app crashes and errors
- 🔍 Difficult to read transaction details
- 🔍 Confusing app layout changes
- 🔍 Lack of basic features like card locking

**Reported bugs**

- Login issues and credential problems
- Inconsistent check deposit failures
- Vertical transaction layout issues
- Inability to use app in landscape mode

**Requested features**

- Future transaction and deposit viewing
- Improved mobile check deposit reliability
- More user-friendly transaction details
- Facial recognition login option
- Ability to edit payee information


### ECSFCU Mobile

[App page](https://appshunter.io/ios/app/ecsfcu-mobile/id797549158)

Manage your finances on the go with this mobile banking app. Check balances, deposit checks, pay bills, and transfer funds securely. Access your account information anytime, anywhere.

**Highlights:** Check account balances, Deposit checks remotely, Pay bills, View transaction history, Transfer funds between accounts

**In-app purchases:** none


## Frequently asked questions

### Is CBT Mobile Banking free?

CBT Mobile Banking is free to download, with no in-app purchases.

### Is ECSFCU Mobile free?

ECSFCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, CBT Mobile Banking or ECSFCU Mobile?

CBT Mobile Banking is rated higher. CBT Mobile Banking averages 4.8 out of 5 from 12K ratings, while ECSFCU Mobile averages 3.2 from 10 ratings.

### Do CBT Mobile Banking or ECSFCU Mobile have ads?

Neither CBT Mobile Banking nor ECSFCU Mobile shows ads.

### Which is updated more often, CBT Mobile Banking or ECSFCU Mobile?

CBT Mobile Banking ships an update monthly, and ECSFCU Mobile every 13 months. Most recently, CBT Mobile Banking was updated on October 25, 2026 and ECSFCU Mobile on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*