# CBT Mobile Banking vs CCU Mobile Banking

CBT Mobile Banking and CCU Mobile Banking both sit at 4.8 stars, but that hides the real split: 71% of CCU Mobile Banking's written reviews are positive against 59% of CBT Mobile Banking's. CBT Mobile Banking's advantage is update cadence (monthly vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for CBT Mobile Banking against 4.9 for CCU Mobile Banking. Both are backed by a comparable volume of ratings — 12K and 19K respectively. Written reviews are what separate them: 59% of CBT Mobile Banking's written reviews are positive against 71% of CCU Mobile Banking's.

CBT Mobile Banking ships an update monthly, CCU Mobile Banking every 2 months. Both last shipped on October 30, 2026.

## The numbers

| Metric | CBT Mobile Banking | CCU Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (12K ratings)](https://appshunter.io/ios/app/cbt-mobile-banking/id449071371/reviews) | **[4.9 (19K ratings)](https://appshunter.io/ios/app/ccu-mobile-banking/id871841699/reviews)** |
| Number of ratings | 12K | **19K** |
| Positive reviews | 58.6% of reviews | **71.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 100 MB | 138 MB |
| Requires iOS | 18.2 | **17.0** |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Zions Bancorporation, N.A.](https://appshunter.io/developer/337012802) | [North Island Financial Credit Union](https://appshunter.io/developer/871841702) |

## What reviewers say

### CBT Mobile Banking

[App page](https://appshunter.io/ios/app/cbt-mobile-banking/id449071371)

Manage your personal and business finances with ease. View account details, transfer funds, pay bills, deposit checks, and control your cards. Offers enhanced security features and convenient self-service options.

**Highlights:** View account balances and activity, Mobile check deposit, Send/receive money with Zelle®, Pay bills and employees, Lock/unlock cards instantly, Biometric sign-in, Create and send invoices

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Convenient mobile deposits
- 👍 Helpful staff
- 👍 Simple and functional

**What reviewers complain about**

- 🐛 Inconsistent check deposit success
- 🐛 Buggy app crashes and errors
- 🔍 Difficult to read transaction details
- 🔍 Confusing app layout changes
- 🔍 Lack of basic features like card locking

**Reported bugs**

- Login issues and credential problems
- Inconsistent check deposit failures
- Vertical transaction layout issues
- Inability to use app in landscape mode

**Requested features**

- Future transaction and deposit viewing
- Improved mobile check deposit reliability
- More user-friendly transaction details
- Facial recognition login option
- Ability to edit payee information


### CCU Mobile Banking

[App page](https://appshunter.io/ios/app/ccu-mobile-banking/id871841699)

Manage your accounts, pay bills, and deposit checks conveniently from your mobile device. Enjoy benefits like cash back rewards and easy access to branches and ATMs. This app provides secure banking 24/7 for members.

**Highlights:** Manage accounts, Pay bills and credit cards, Deposit checks remotely, Transfer money, Find branches and ATMs, Send messages to staff

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Convenient and easy to use
- 🔒 Secure login options
- 💡 Helpful features like Zelle and mobile check deposit
- 🌟 Great customer service at branches

**What reviewers complain about**

- 🐛 Mobile check deposit issues (camera not working, blurry screens)
- 🐛 Login process changes causing inconvenience
- 🐛 Glitches and bugs in the app
- 🔍 Lack of specific transaction details (e.g., which debit card was used)

**Reported bugs**

- Mobile check deposit not working after recent updates
- Quick balance feature not functioning properly
- Zelle integration issues with pop-up screens

**Requested features**

- Add push notifications for purchases
- Dedicated Zelle button in the app
- Ability to transfer funds between checking and credit card
- Option to order checks online


## Frequently asked questions

### Is CBT Mobile Banking free?

CBT Mobile Banking is free to download, with no in-app purchases.

### Is CCU Mobile Banking free?

CCU Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, CBT Mobile Banking or CCU Mobile Banking?

CCU Mobile Banking is rated higher. CBT Mobile Banking averages 4.8 out of 5 from 12K ratings, while CCU Mobile Banking averages 4.9 from 19K ratings.

### Do CBT Mobile Banking or CCU Mobile Banking have ads?

Neither CBT Mobile Banking nor CCU Mobile Banking shows ads.

### Which is updated more often, CBT Mobile Banking or CCU Mobile Banking?

CBT Mobile Banking ships an update monthly, and CCU Mobile Banking every 2 months. Most recently, CBT Mobile Banking was updated on October 30, 2026 and CCU Mobile Banking on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*