# CBT Mobile Banking vs CBT Mobile Banking MO

CBT Mobile Banking and CBT Mobile Banking MO both sit at 4.8 stars, but that hides the real split: 59% of CBT Mobile Banking's written reviews are positive against 30% of CBT Mobile Banking MO's. CBT Mobile Banking also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 4 months). CBT Mobile Banking MO's advantage is iOS requirement (15.0 vs 18.2). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CBT Mobile Banking holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: CBT Mobile Banking has 12K ratings behind it against 1.4K, so its average is the more settled of the two. Written reviews point the same way: 59% of CBT Mobile Banking's written reviews are positive against 30% of CBT Mobile Banking MO's.

CBT Mobile Banking ships an update monthly, CBT Mobile Banking MO every 4 months. Both last shipped on November 1, 2026.

## The numbers

| Metric | CBT Mobile Banking | CBT Mobile Banking MO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (12K ratings)](https://appshunter.io/ios/app/cbt-mobile-banking/id449071371/reviews)** | [4.6 (1.4K ratings)](https://appshunter.io/ios/app/cbt-mobile-banking-mo/id895952303/reviews) |
| Number of ratings | **12K** | 1.4K |
| Positive reviews | **58.9% of reviews** | 29.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 100 MB | 48 MB |
| Requires iOS | 18.2 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Zions Bancorporation, N.A.](https://appshunter.io/developer/337012802) | [Community Bank and Trust](https://appshunter.io/developer/465574425) |

## What reviewers say

### CBT Mobile Banking

[App page](https://appshunter.io/ios/app/cbt-mobile-banking/id449071371)

Manage your personal and business finances with ease. View account details, transfer funds, pay bills, deposit checks, and control your cards. Offers enhanced security features and convenient self-service options.

**Highlights:** View account balances and activity, Mobile check deposit, Send/receive money with Zelle®, Pay bills and employees, Lock/unlock cards instantly, Biometric sign-in, Create and send invoices

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Convenient mobile deposits
- 👍 Helpful staff
- 👍 Simple and functional

**What reviewers complain about**

- 🐛 Inconsistent check deposit success
- 🐛 Buggy app crashes and errors
- 🔍 Difficult to read transaction details
- 🔍 Confusing app layout changes
- 🔍 Lack of basic features like card locking

**Reported bugs**

- Login issues and credential problems
- Inconsistent check deposit failures
- Vertical transaction layout issues
- Inability to use app in landscape mode

**Requested features**

- Future transaction and deposit viewing
- Improved mobile check deposit reliability
- More user-friendly transaction details
- Facial recognition login option
- Ability to edit payee information


### CBT Mobile Banking MO

[App page](https://appshunter.io/ios/app/cbt-mobile-banking-mo/id895952303)

Manage your finances conveniently from your mobile device. View account balances, recent transactions, transfer funds, and pay bills securely. Locate branches and ATMs with GPS, and access automated information via Voice Banking.

**Highlights:** View account balances, View recent transactions, Transfer funds between accounts, Pay bills, Find nearest branch/ATM, Access Voice Banking

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast service
- 👍 Convenient
- 👍 Awesome people

**What reviewers complain about**

- 🐛 App not working/crashing
- 🐛 Compatibility issues with latest iOS updates
- 🔒 Lack of 24/7 customer support
- 🐛 Unable to check balance/access account
- 🐛 Zelle not working properly

**Reported bugs**

- App not launching after iOS update
- Unable to update/install app
- Pasting password not working for transfers

**Requested features**

- Add debit card lock/unlock feature
- Improve Zelle integration


## Frequently asked questions

### Is CBT Mobile Banking free?

CBT Mobile Banking is free to download, with no in-app purchases.

### Is CBT Mobile Banking MO free?

CBT Mobile Banking MO is free to download, with no in-app purchases.

### Which has better reviews, CBT Mobile Banking or CBT Mobile Banking MO?

CBT Mobile Banking is rated higher. CBT Mobile Banking averages 4.8 out of 5 from 12K ratings, while CBT Mobile Banking MO averages 4.6 from 1.4K ratings.

### Do CBT Mobile Banking or CBT Mobile Banking MO have ads?

Neither CBT Mobile Banking nor CBT Mobile Banking MO shows ads.

### Which is updated more often, CBT Mobile Banking or CBT Mobile Banking MO?

CBT Mobile Banking ships an update monthly, and CBT Mobile Banking MO every 4 months. Most recently, CBT Mobile Banking was updated on November 1, 2026 and CBT Mobile Banking MO on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*