# S&T Mobile Banking vs STC Mobile Banking

The clearest difference is ads: STC Mobile Banking at none against S&T Mobile Banking's shown. STC Mobile Banking also leads on update cadence (monthly vs every 6 months) and monetization model (free vs free with in-app purchases). S&T Mobile Banking's advantage is ratings volume (13K vs 448) and review sentiment (58% vs 43%). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

S&T Mobile Banking holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: S&T Mobile Banking has 13K ratings behind it against 448, so its average is the more settled of the two. Written reviews point the same way: 58% of S&T Mobile Banking's written reviews are positive against 43% of STC Mobile Banking's.

S&T Mobile Banking ships an update every 6 months, STC Mobile Banking monthly. The most recent releases landed on November 5, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | S&T Mobile Banking | STC Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (13K ratings)](https://appshunter.io/ios/app/s-and-t-mobile-banking/id449877240/reviews)** | [4.6 (448 ratings)](https://appshunter.io/ios/app/stc-mobile-banking/id1069220545/reviews) |
| Number of ratings | **13K** | 448 |
| Positive reviews | **58.2% of reviews** | 43.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 89 MB | 229 MB |
| Requires iOS | **11.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [S&T Bank](https://appshunter.io/developer/449877243) | [Somerset Trust Company](https://appshunter.io/developer/537765815) |

## What reviewers say

### S&T Mobile Banking

[App page](https://appshunter.io/ios/app/s-and-t-mobile-banking/id449877240)

Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, deposit checks remotely, and pay bills with ease. This app offers a secure way to handle your banking needs on the go.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Deposit checks remotely, Pay bills on the go

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Convenient mobile deposit
- 👍 Accessible banking
- 👍 Reliable app
- 👍 Friendly customer service

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Facial recognition not working
- 🐛 App crashes and downtime
- 🐛 Confusing user interface
- 🐛 Restrictive deposit limits

**Reported bugs**

- Facial recognition not working
- Frequent login issues
- App crashes and downtime
- Deposit photo issues
- Inability to log out of app

**Requested features**

- Allow editing of payees
- Improve mobile check deposit process
- Add ability to make principal-only payments
- Streamline bill payment functionality
- Increase text size for better readability


### STC Mobile Banking

[App page](https://appshunter.io/ios/app/stc-mobile-banking/id1069220545)

Manage your finances on the go with this banking app. Quickly pay bills, deposit checks with a photo, and transfer funds to others. Enjoy secure access to balances, card controls, and branch locations.

**Highlights:** Bill payment, Mobile check deposit, Fund transfers, Balance checking, Debit card controls, Branch/ATM locator, Customizable alerts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy navigation and user-friendly interface
- 💰 Multi-account visibility across financial institutions
- 📱 Convenient 24/7 mobile banking access
- ✅ Improved modern design compared to old app
- 💳 Debit card control features (on/off toggle)

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- ⏱️ Slow mobile deposit processing
- ⏱️ Delayed account balance updates (24-48 hours)
- 🔐 Login and authentication errors
- 🐛 App requires frequent restarts

**Reported bugs**

- App crashes on opening
- Cannot add STC friend transfers
- Account number validation errors
- Authentication errors preventing login
- Password reset kicks user out after change

**Requested features**

- Dark mode option
- Real-time transaction and pending status updates
- Running balance total per transaction
- Automatic check photo capture (front and back)
- Full iPad screen optimization


## Frequently asked questions

### Is S&T Mobile Banking free?

S&T Mobile Banking is free to download, with no in-app purchases.

### Is STC Mobile Banking free?

STC Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, S&T Mobile Banking or STC Mobile Banking?

S&T Mobile Banking is rated higher. S&T Mobile Banking averages 4.8 out of 5 from 13K ratings, while STC Mobile Banking averages 4.6 from 448 ratings.

### Do S&T Mobile Banking or STC Mobile Banking have ads?

S&T Mobile Banking shows ads; STC Mobile Banking does not.

### Which is updated more often, S&T Mobile Banking or STC Mobile Banking?

S&T Mobile Banking ships an update every 6 months, and STC Mobile Banking monthly. Most recently, S&T Mobile Banking was updated on November 5, 2026 and STC Mobile Banking on November 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*