# FNB Banking App vs Kokosend

The clearest difference is rating: FNB Banking App at 4.8 against Kokosend's 4.3. FNB Banking App also leads on ratings volume (9.6K vs 38). Kokosend's advantage is review sentiment (70% vs 45%) and update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FNB Banking App holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: FNB Banking App has 9.6K ratings behind it against 38, so its average is the more settled of the two. Written reviews complicate that: 45% of FNB Banking App's written reviews are positive against 70% of Kokosend's, so the app with the better star average is not the one people write more warmly about.

FNB Banking App ships an update monthly, Kokosend every 2 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | FNB Banking App | Kokosend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9.6K ratings)](https://appshunter.io/ios/app/fnb-banking-app/id450094779/reviews)** | [4.3 (38 ratings)](https://appshunter.io/ios/app/kokosend/id1613055315/reviews) |
| Number of ratings | **9.6K** | 38 |
| Positive reviews | 44.7% of reviews | **69.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 106 MB | 47 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [FirstRand Bank Limited](https://appshunter.io/developer/359106162) | [KOKOSEND LIMITED](https://appshunter.io/developer/1613055317) |

## What reviewers say

### FNB Banking App

[App page](https://appshunter.io/ios/app/fnb-banking-app/id450094779)

Experience award-winning, secure, and personalized digital banking. This app offers intelligent search, customizable features, and innovative payment options for effortless financial management. Access verified statements and make secure transactions on the go.

**Highlights:** Intelligent search for quick access, Customizable home screen, Secure PIN and biometric login, Multiple profile switching, Innovative payment options (ChatPay, PayShap), Digital wallet integration, Secure in-app messaging, Prepaid top-ups, Verified statement downloads

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 👍 User-friendly interface
- 🚀 Excellent banking experience
- 🚀 Seamless and efficient
- 🚀 Highly functional and feature-rich

**What reviewers complain about**

- 🐛 Buggy and unreliable
- 🤔 Confusing and unintuitive UI
- 🤔 Overcomplicated navigation
- 🐛 Frequent crashes and freezes
- 🤔 Poor customer support

**Reported bugs**

- Login issues and inability to reset credentials
- Notifications not clearing correctly
- Inconsistent performance across devices
- Compatibility problems with newer iOS versions
- Errors when trying to complete transactions

**Requested features**

- Implement Apple Pay support
- Add iPad-specific optimization
- Improve transaction history and statements
- Introduce budgeting and financial management tools
- Allow pasting of passwords for security apps


### Kokosend

[App page](https://appshunter.io/ios/app/kokosend/id1613055315)

This application facilitates rapid money transfers throughout Africa. It is designed for quick and efficient cross-border financial transactions within the continent.

**Highlights:** Quick fund transfers, Cross-Africa transactions, Efficient financial services

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FNB Banking App free?

FNB Banking App is free to download, with no in-app purchases.

### Is Kokosend free?

Kokosend is free to download, with no in-app purchases.

### Which has better reviews, FNB Banking App or Kokosend?

FNB Banking App is rated higher. FNB Banking App averages 4.8 out of 5 from 9.6K ratings, while Kokosend averages 4.3 from 38 ratings.

### Do FNB Banking App or Kokosend have ads?

Neither FNB Banking App nor Kokosend shows ads.

### Which is updated more often, FNB Banking App or Kokosend?

FNB Banking App ships an update monthly, and Kokosend every 2 weeks. Most recently, FNB Banking App was updated on October 29, 2026 and Kokosend on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*