# TPBank Mobile vs BPI

The clearest difference is rating: BPI at 4.8 against TPBank Mobile's 3.0. BPI also leads on monetization model (free vs free with in-app purchases) and ratings volume (17K vs 349). TPBank Mobile's advantage is update cadence (every 2 weeks vs every 2 months) and iOS requirement (13.0 vs 16.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BPI holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: BPI has 17K ratings behind it against 349, so its average is the more settled of the two. Written reviews complicate that: 28% of TPBank Mobile's written reviews are positive against 27% of BPI's, so the app with the better star average is not the one people write more warmly about.

TPBank Mobile ships an update every 2 weeks, BPI every 2 months. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | TPBank Mobile | BPI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (349 ratings)](https://appshunter.io/ios/app/tpbank-mobile/id450464147/reviews) | **[4.8 (17K ratings)](https://appshunter.io/ios/app/bpi/id6443950982/reviews)** |
| Number of ratings | 349 | **17K** |
| Positive reviews | **28.5% of reviews** | 27.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 938 MB | 197 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [TienPhongBank](https://appshunter.io/developer/450464150) | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) |

## What reviewers say

### TPBank Mobile

[App page](https://appshunter.io/ios/app/tpbank-mobile/id450464147)

Manage your entire bank from your phone, anytime, anywhere. Open accounts instantly, make transactions, and enjoy unique features like voice payments and personalized account numbers. Experience a modern, digital banking service.

**Highlights:** Instant online account opening, Nickname/Shopname as account number, Free money transfers, Voice Pay for transactions, AI-powered transaction suggestions, Voice search for app features

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and responsive
- 💡 Convenient features

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Poor user experience
- 📢 Excessive advertising
- 🔒 Security and authentication issues
- 💰 Unfair fees and charges

**Reported bugs**

- App crashes during transactions
- Face/fingerprint recognition not working
- Incorrect account balance display
- Delayed transaction notifications

**Requested features**

- Improve app stability and performance
- Enhance user interface and navigation
- Reduce intrusive advertising
- Strengthen security and authentication methods
- Provide more transparency on fees and charges


### BPI

[App page](https://appshunter.io/ios/app/bpi/id6443950982)

Manage your finances on the go with this comprehensive banking application. Open accounts, transfer funds, pay bills, and utilize QR payments. Features include AI-powered financial planning, investment services, and secure transaction authorization.

**Highlights:** Online account opening, QR payments, Money transfers, Scheduled transactions, AI personal finance manager, Investment services, Mobile key for authorization

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth transfer experience
- 🔒 Secure authentication
- 👍 Convenient mobile banking
- 🙌 Improved app design

**What reviewers complain about**

- 🐛 Frequent crashes
- 🤯 Frustrating registration process
- 🤔 Confusing UI changes
- 🙅‍♀️ Not OFW-friendly
- 💔 Downgrade from previous app

**Reported bugs**

- Unable to register device
- OTP not received
- Transactions not processing
- Compatibility issues with newer devices

**Requested features**

- Allow multiple device registration
- Provide email-based OTP option
- Restore copy-paste functionality
- Add dark mode option


## Frequently asked questions

### Is TPBank Mobile free?

TPBank Mobile is free to download, with no in-app purchases.

### Is BPI free?

BPI is free to download, with no in-app purchases.

### Which has better reviews, TPBank Mobile or BPI?

BPI is rated higher. TPBank Mobile averages 3.0 out of 5 from 349 ratings, while BPI averages 4.8 from 17K ratings.

### Do TPBank Mobile or BPI have ads?

Neither TPBank Mobile nor BPI shows ads.

### Which is updated more often, TPBank Mobile or BPI?

TPBank Mobile ships an update every 2 weeks, and BPI every 2 months. Most recently, TPBank Mobile was updated on October 13, 2026 and BPI on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*