# NBK Mobile Banking vs Amex MENA

The clearest difference is review sentiment: NBK Mobile Banking at 73% against Amex MENA's 15%. NBK Mobile Banking also leads on rating (4.7 vs 2.4) and ratings volume (45K vs 101). Amex MENA's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NBK Mobile Banking holds the better App Store score, 4.7 against 2.4. That said, the two scores are not equally well evidenced: NBK Mobile Banking has 45K ratings behind it against 101, so its average is the more settled of the two. Written reviews point the same way: 73% of NBK Mobile Banking's written reviews are positive against 15% of Amex MENA's.

NBK Mobile Banking ships an update monthly, Amex MENA every 6 weeks. The most recent releases landed on October 30, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | NBK Mobile Banking | Amex MENA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (45K ratings)](https://appshunter.io/ios/app/nbk-mobile-banking/id451107234/reviews)** | [2.4 (101 ratings)](https://appshunter.io/ios/app/amex-mena/id723401892/reviews) |
| Number of ratings | **45K** | 101 |
| Positive reviews | **73.3% of reviews** | 14.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 375 MB | 203 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 9+ |
| Developer | [National Bank of Kuwait](https://appshunter.io/developer/451107237) | [AMEX (MIDDLE EAST) B.S.C. (C)](https://appshunter.io/developer/657773191) |

## What reviewers say

### NBK Mobile Banking

[App page](https://appshunter.io/ios/app/nbk-mobile-banking/id451107234)

Manage your bank accounts, cards, and finances with a user-friendly mobile banking experience. Perform transactions, redeem rewards, and access banking services securely from anywhere.

**Highlights:** Onboard new customers, Manage debit, prepaid, and credit cards, Transfer funds locally and internationally, Redeem credit card rewards, Access banking notifications, Locate branches and ATMs, Cardless withdrawals

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Helpful app with many banking services
- 👍 User-friendly and convenient
- 🚀 Easy to use and navigate

**What reviewers complain about**

- 🐛 Frequent crashes and loading issues
- 🐛 Performance problems and slow response
- 🔒 Security issues with device detection

**Reported bugs**

- App detects device as jailbroken incorrectly
- Face ID and self-service features not working
- Compatibility issues with recent iOS updates
- Frequent app crashes and shutdowns

**Requested features**

- Add ability to pay loans anytime
- Provide online bank statements in the app
- Improve credit card and KNet access abroad
- Add option to rename/edit account names


### Amex MENA

[App page](https://appshunter.io/ios/app/amex-mena/id723401892)

Manage your American Express account on the go with this mobile application. Track spending, view transactions, pay bills, and discover exclusive offers. Apply for cards, set spending goals, and earn rewards points.

**Highlights:** Digital card applications, Transaction tracking, Spending timeline by category, Supplementary card management, Card PIN management, Membership Rewards points, Exclusive local and online offers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Covers all features (mentioned once)
- 👍 User friendly (mentioned once)
- 👍 Great UI (mentioned once)
- 👍 Simple to use (mentioned once)
- 👍 Extremely functional (mentioned once)

**What reviewers complain about**

- 👎 Extremely outdated app
- 👎 App is barely working
- 👎 Inability to book travel services
- 👎 App is way behind competition
- 👎 Login does not work

**Reported bugs**

- Won't allow update
- Barely working
- Login does not work
- App stopped working
- Technical issues

**Requested features**

- Allow booking travel services
- Add Apple Pay and Google Pay support
- More offers and services online
- More merchants accepting payment online
- Improve search engine and sort options for offers


## Frequently asked questions

### Is NBK Mobile Banking free?

NBK Mobile Banking is free to download, with no in-app purchases.

### Is Amex MENA free?

Amex MENA is free to download, with no in-app purchases.

### Which has better reviews, NBK Mobile Banking or Amex MENA?

NBK Mobile Banking is rated higher. NBK Mobile Banking averages 4.7 out of 5 from 45K ratings, while Amex MENA averages 2.4 from 101 ratings.

### Do NBK Mobile Banking or Amex MENA have ads?

Neither NBK Mobile Banking nor Amex MENA shows ads.

### Which is updated more often, NBK Mobile Banking or Amex MENA?

NBK Mobile Banking ships an update monthly, and Amex MENA every 6 weeks. Most recently, NBK Mobile Banking was updated on October 30, 2026 and Amex MENA on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*