# OTP SmartBank vs Simple #MakeItEasy

The clearest difference is ads: OTP SmartBank at none against Simple #MakeItEasy's shown. OTP SmartBank also leads on review sentiment (36% vs 13%) and monetization model (free vs ad-supported). Simple #MakeItEasy's advantage is update cadence (weekly vs every 2 months) and ratings volume (556 vs 114). On price, rating and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.4 for OTP SmartBank against 4.4 for Simple #MakeItEasy. Both are backed by a comparable volume of ratings — 114 and 556 respectively. Written reviews are what separate them: 36% of OTP SmartBank's written reviews are positive against 13% of Simple #MakeItEasy's.

OTP SmartBank ships an update every 2 months, Simple #MakeItEasy weekly. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | OTP SmartBank | Simple #MakeItEasy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (114 ratings)](https://appshunter.io/ios/app/otp-smartbank/id452991444/reviews) | **[4.4 (556 ratings)](https://appshunter.io/ios/app/simple-makeiteasy/id1559886765/reviews)** |
| Number of ratings | 114 | **556** |
| Positive reviews | **35.9% of reviews** | 12.5% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | **Free** | Ad-supported |
| Size | 48 MB | 194 MB |
| Requires iOS | **14.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [OTP Bank Nyrt.](https://appshunter.io/developer/452991447) | [SimplePay Zrt.](https://appshunter.io/developer/819236631) |

## What reviewers say

### OTP SmartBank

[App page](https://appshunter.io/ios/app/otp-smartbank/id452991444)

Access OTP Bank's electronic banking services conveniently from your iOS device. Manage accounts, make transfers, pay bills, and more. Registration is required using your internet banking credentials and a PIN code.

**Highlights:** Belföldi forint átutalás, Csekkbeolvasás, Számla részletes adatai, Bankkártya adatok lekérdezése, Autópálya-matrica vásárlás, Mobil feltöltés, Valuta/deviza árfolyamok lekérdezése

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfer
- 👍 Easy to use
- 👍 Great app
- 👍 Reliable
- 👍 Honest

**What reviewers complain about**

- 😞 Worst banking app
- 😞 Outdated
- 😞 Old school
- 😞 Steals money
- 😞 Crashes or glitches

**Reported bugs**

- App crashes or glitches
- App crashes on launch
- App crashes when attempting transfer
- App does not work
- App freezes

**Requested features**

- Intuitive UI and workable features
- Add fixed deposits
- Show pending transactions
- Display account balance on home screen
- Allow viewing transactions for at least six months


### Simple #MakeItEasy

[App page](https://appshunter.io/ios/app/simple-makeiteasy/id1559886765)

Manage parking, purchase e-vignettes, buy public transport tickets, order food, and handle insurance all in one place. This app allows you to pay for various services using cards from any bank and access your past purchases.

**Highlights:** Parking payment and reservation, E-vignette purchase, Mobile public transport tickets, Food ordering, Vehicle and device insurance, QR code payments, Money order payments, Loyalty card storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OTP SmartBank free?

OTP SmartBank is free to download, with no in-app purchases.

### Is Simple #MakeItEasy free?

Simple #MakeItEasy is free to download, with no in-app purchases.

### Which has better reviews, OTP SmartBank or Simple #MakeItEasy?

Simple #MakeItEasy is rated higher. OTP SmartBank averages 4.4 out of 5 from 114 ratings, while Simple #MakeItEasy averages 4.4 from 556 ratings.

### Do OTP SmartBank or Simple #MakeItEasy have ads?

Simple #MakeItEasy shows ads; OTP SmartBank does not.

### Which is updated more often, OTP SmartBank or Simple #MakeItEasy?

OTP SmartBank ships an update every 2 months, and Simple #MakeItEasy weekly. Most recently, OTP SmartBank was updated on November 4, 2026 and Simple #MakeItEasy on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*