# mBanking vs Erste mBanking

The clearest difference is update cadence: Erste mBanking at every 3 weeks against mBanking's every 3 months. mBanking's advantage is ratings volume (4.2K vs 546). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for mBanking against 4.7 for Erste mBanking. That said, the two scores are not equally well evidenced: mBanking has 4.2K ratings behind it against 546, so its average is the more settled of the two. Written reviews are what separate them: 48% of mBanking's written reviews are positive against 43% of Erste mBanking's.

mBanking ships an update every 3 months, Erste mBanking every 3 weeks. The most recent releases landed on October 20, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | mBanking | Erste mBanking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.2K ratings)](https://appshunter.io/ios/app/mbanking/id453429989/reviews)** | [4.7 (546 ratings)](https://appshunter.io/ios/app/erste-mbanking/id477066660/reviews) |
| Number of ratings | **4.2K** | 546 |
| Positive reviews | **47.5% of reviews** | 42.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 445 MB | 153 MB |
| Requires iOS | **15.0** | 15.2 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [UniCredit Bank SERBJA CJSC](https://appshunter.io/developer/453429992) | [Erste banka HR](https://appshunter.io/developer/781546804) |

## What reviewers say

### mBanking

[App page](https://appshunter.io/ios/app/mbanking/id453429989)

Manage your finances on the go with this banking app. Access accounts, make payments, transfer funds, and even withdraw cash without a card. Enjoy secure, fast access with biometric login and convenient features for everyday banking needs.

**Highlights:** Biometric login (face/fingerprint), Account balance check without login, Bill payments and shopping, Money transfers via phone number, Cash withdrawal without card (mKeš), Card management (block/unblock, PIN view), Locate ATMs and branches

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🚀 Fast and efficient transactions
- 🔒 Secure authentication options
- 💡 Innovative features like Face ID

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow performance and loading times
- 🔍 Unreliable search and transaction history
- 🚫 Lack of important features (e.g., Apple Pay, account blocking)

**Reported bugs**

- Activation issues with incorrect error messages
- QR code scanning not working
- Inconsistent behavior after app updates
- Inability to see all transactions in the app

**Requested features**

- Add Apple Pay support
- Improve search and transaction history functionality
- Implement account blocking option
- Develop an iPad-specific app version


### Erste mBanking

[App page](https://appshunter.io/ios/app/erste-mbanking/id477066660)

Manage your finances securely and easily from your smartphone. Perform all transactions, from payments to account management, with intuitive features like PhotoPay and biometric login. Access statements, loans, and card information on the go.

**Highlights:** Secure biometric and mPIN login, Unified payment screen for all transactions, PhotoPay for scanning and paying invoices, Account balance and transaction tracking, Loan and credit card management, Currency exchange rates and calculator, Branch and ATM locator

**In-app purchases:** none

**What reviewers like**

- 👍 Reliable and intuitive app
- 👍 Easy login and account access
- 👍 Friendly and professional support
- 👍 Good overall app performance

**What reviewers complain about**

- ❌ No iPad support
- 🐛 App full of bugs
- 🐛 Login issues frequently
- 🐛 Input fields behave erratically
- 🐛 Payments require re-login

**Reported bugs**

- Fields get autoselected / randomly selected when making payments
- After EVERY payment created, requires re-log in
- Cursor jumps from where it should be to after the last decimal when inputting amount
- App forces update with almost every release
- Cannot log in frequently

**Requested features**

- iPad optimized version
- Apple Pay integration
- Ability to copy IBAN from transaction details


## Frequently asked questions

### Is mBanking free?

mBanking is free to download, with no in-app purchases.

### Is Erste mBanking free?

Erste mBanking is free to download, with no in-app purchases.

### Which has better reviews, mBanking or Erste mBanking?

mBanking is rated higher. mBanking averages 4.8 out of 5 from 4.2K ratings, while Erste mBanking averages 4.7 from 546 ratings.

### Do mBanking or Erste mBanking have ads?

Neither mBanking nor Erste mBanking shows ads.

### Which is updated more often, mBanking or Erste mBanking?

mBanking ships an update every 3 months, and Erste mBanking every 3 weeks. Most recently, mBanking was updated on October 20, 2026 and Erste mBanking on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*