mBanking vs OTP mobilna banka
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mBanking
Manage your finances on the go with this banking app. Access accounts, make payments, transfer funds, and even withdraw cash without a card. Enjoy secure, fast access with biometric login and convenient features for everyday banking needs.
- Biometric login (face/fingerprint)
- Account balance check without login
- Bill payments and shopping
- Money transfers via phone number
- Cash withdrawal without card (mKeš)
- Card management (block/unblock, PIN view)
- Locate ATMs and branches
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Koristite mBanking, gde su usluge i proizvodi naše banke uvek uz vas, za sve što vam je važno, u pokretu, kod kuće, na putovanjima, bez potrebe odlaska u banku. Zavolećete brz pristup aplikaciji skeniranjem lica ili otiskom prsta, pregledan dizajn i sigurnost. mBanking aplikacija UniCredit Banke dostupna je svim klijentima koji imaju otvoren tekući račun u UniCredit Banci. • Obavljajte vaše svakodnevne bankarske transakcije i saznajte sve o vašim troškovima • Povoljniji kurs za kupovinu i prodaju deviza Euro valute za korisnike sa deviznim Euro računom • Platite račune, obavljajte kupovine i na kraju meseca pogledajte na šta najviše trošite, ili napravite šablone za najfrekventnija plaćanja • IPS QR kod za plaćanje na prodajnom mestu • Plaćanje ka inostranstvu • Koristite opciju skeniraj i plati, i ubrzajte unos cifara sa vaših računa • Prenesi – prebacite novac drugoj osobi koristeći njegov/njen broj telefona iz vaše kontakt liste • Kreiranje i izmena trajnog naloga • Pregled svih vaših računa (tekućih, deviznih i štednih), kredita, platnih kartica i dokumentacije • Locirajte najbliže ekspoziture i bankomate • Iskoristite mKeš opciju u aplikaciji i podignite novac sa bankomata, bez platne kartice • Blokirajte i deblokirajte Vaše kartice, po potrebi • Promena limita po kartici • Pogledajte PIN vaše platne kartice • Podela na rate transakcije kreditnom karticom • Aplicirajte za proizvode banke, koji su vam potrebni za vaše planove • Pristupite vašem eBanking nalogu, uz mToken • Budite obavešteni o novitetima, kroz notifikacije u aplikaciji • Izaberite na koji način želite da komunicirate sa bankom: mBanking/eBanking, E-mail i pošta. • Kupovina Putnog osiguranja • Virtuelna debitna i kreditna kartica sa svim detaljima neophodnim za uspešno plaćanje • Dodavanje Mastercard kartica u Apple novčanik direktno iz mBanking aplikacije • Tutorijali za lakše snalaženje u aplikaciji. ------------------------------------------------- Use mBanking, where Bank’s services and products are always at a hand, for all that matters to you, while you are on the go, at home, or while travelling, with no need to go to the Bank. You will enjoy fast access to the app by using face ID or fingerprint, clear design and security. UniCredit Bank’s mBanking app is available to all clients who have open current accounts in UniCredit Bank. • Do your everyday transactions and find out all details about your expenses • Favorable exchange rate for buying and selling Euro currency for users with Euro account • Pay your bills, or shopping orders and have an overview of what are your biggest spending on a monthly basis, or make templates for most frequent payments • IPS QR code for point of sale payment • Foreign Payments on mBanking • Use scan and pay option to speed up inserting data from your bills • Prenesi - transfer money to another person using his/her phone number from your contact list • Create and modify Standing order • Have an overview of your accounts (current, savings), loans, payment cards and documents • Find out where are our nearest branch offices or ATMs • Use mCash option to withdraw money from ATMs, without using your payment card • Block and unblock your cards, if needed • Change limit on your card • View PIN of your debit/credit cards • Splitting credit card transactions into installments • Apply for Bank’s products, for plans that matter to you • Access your eBanking account, using mToken • Stay informed on all novelties, by receiving app’s notifications • Choose how you want to stay in touch with the Bank: via mBanking, eBanking, email or mail • Purchasing and activation of Travel insurance • Virtual debit and credit card with all details needed for successful payment • Add your Mastercard card to Apple wallet from your mBanking app • Tutorials.
OTP mobilna banka
Manage your daily banking needs with this app, offering features like bill payments, money transfers, and card limit adjustments. It provides secure and quick access to your finances anytime, anywhere.
- Bill payments
- Permanent orders for automatic payments
- Card limit adjustments
- Loan installment overview
- Online savings account opening
- QR code money transfers
- Branch and ATM locator
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Uz novu mobilnu aplikaciju OTP mobilna banka, sve što ti treba za svakodnevno bankarstvo je na dohvat ruke - jednostavno, brzo i sigurno. Bez obzira da li želiš da provjeriš stanje na računu, platiš račun, pošalješ novac ili podesiš limite za karticu, sve to sada možeš obaviti u nekoliko dodira. Šta ti omogućava OTP mobilna banka? - Plaćanje računa - jednostavno i brzo, bez čekanja u redu - Trajni nalozi - automatska plaćanja za tvoje obaveze, bez brige da ćeš nešto zaboraviti - Podesi limite kartica - potpunu kontrolu imaš u svojim rukama - Pregled rata - lako prati otplatu kredita i svoje finansijske obaveze - Otvori štednju online - brzo i bez papirologije - Slanje novca putem QR koda - jednostavno podijeli ili primi sredstva - Sigurnost i kontrola - tvoja sredstva i podaci su uvijek zaštićeni - Lokacije filijala i bankomata - uvijek znaš gdje ti je najbliža OTP filijala ili bankomat Zašto baš OTP mobilna banka? - 24/7 dostupnost - Moderan i pregledan dizajn - Intuitivno korišćenje, sve je tu gdje očekuješ - Brže obavljanje transakcija i potpuna kontrola finansija Bez obzira da li plaćaš račune, šalješ novac prijateljima, otvaraš štednju ili tražiš najbliži bankomat, sa OTP mobilna banka aplikacijom sve to možeš obaviti kad god ti odgovara. Preuzmi novu OTP mobilna banka aplikaciju i doživi jednostavnije bankarstvo.
Screenshots
Verdict
The clearest difference is rating: mBanking at 4.8 against OTP mobilna banka's 3.3. mBanking also leads on ratings volume (4.2K vs 9) and iOS requirement (15.0 vs 17.0). OTP mobilna banka's advantage is update cadence (every 11 days vs every 3 months). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
mBanking holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: mBanking has 4.2K ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 48% of mBanking's written reviews are positive against 50% of OTP mobilna banka's, so the app with the better star average is not the one people write more warmly about.
mBanking ships an update every 3 months, OTP mobilna banka every 11 days. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | mBanking | OTP mobilna banka |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.2K ratings) — better | 3.3 (9 ratings) |
| Positive reviews | 48.4% of reviews | 50.0% of reviews — better |
| Number of ratings | 4.2K — better | 9 |
| Update frequency | Every 3 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 445 MB | 96 MB |
| Age rating | 17+ | 12+ |
| Developer | UniCredit Bank SERBJA CJSC | Crnogorska komercijalna banka |
Customer experience
mBanking
OTP mobilna banka
Bugs and requests
mBanking
Reported bugs
4 issues- Activation issues with incorrect error messages
- QR code scanning not working
- Inconsistent behavior after app updates
- Inability to see all transactions in the app
Requested features
4 requests- Add Apple Pay support
- Improve search and transaction history functionality
- Implement account blocking option
- Develop an iPad-specific app version
OTP mobilna banka
Not enough reviews yet to summarise bugs or requests.
In-app purchases
mBanking
No in-app purchases
OTP mobilna banka
No in-app purchases
Questions
Is mBanking free?
Is OTP mobilna banka free?
Which has better reviews, mBanking or OTP mobilna banka?
Do mBanking or OTP mobilna banka have ads?
Which is updated more often, mBanking or OTP mobilna banka?
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