# Mortgage Payment Calc vs MySCE

The clearest difference is review sentiment: Mortgage Payment Calc at 67% against MySCE's 10%. Mortgage Payment Calc also leads on rating (4.3 vs 1.9). MySCE's advantage is ads (none vs shown) and update cadence (monthly vs every 14 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mortgage Payment Calc holds the better App Store score, 4.3 against 1.9. That said, the two scores are not equally well evidenced: MySCE has 1.5K ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 67% of Mortgage Payment Calc's written reviews are positive against 10% of MySCE's.

Mortgage Payment Calc ships an update every 14 months, MySCE monthly. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Mortgage Payment Calc | MySCE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (10 ratings)](https://appshunter.io/ios/app/mortgage-payment-calc/id454147142/reviews)** | [1.9 (1.5K ratings)](https://appshunter.io/ios/app/mysce/id553317645/reviews) |
| Number of ratings | 10 | **1.5K** |
| Positive reviews | **66.7% of reviews** | 10.1% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 14 months | **Monthly** |
| Monetization | Ad-supported | **Free** |
| Size | 33 MB | 191 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [倩 赵](https://appshunter.io/developer/376557917) | [Southern California Edison](https://appshunter.io/developer/553317663) |

## What reviewers say

### Mortgage Payment Calc

[App page](https://appshunter.io/ios/app/mortgage-payment-calc/id454147142)

Calculate mortgage payments, loan amortization, and affordability with detailed schedules. Manage multiple loans, track progress, and set payment reminders. Save results and back up data securely.

**Highlights:** Mortgage, loan, and affordability calculators, Detailed payment schedules, Loan management and progress tracking, Prepayment analysis, Customizable currency, Cloud backup and restore, Passcode protection

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### MySCE

[App page](https://appshunter.io/ios/app/mysce/id553317645)

Manage your electricity service with ease. View bills, track energy usage, report outages, and make payments. The app offers a simplified design for quick access to account information and payment arrangements.

**Highlights:** View and pay bills, Track energy usage, Report power outages, Check outage status, Create payment arrangements, Fingerprint/Face login, Set usage alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Useful app
- 🚀 Great improvements
- 🚀 Easy and intuitive
- 👍 Works great

**What reviewers complain about**

- 🐛 Crashes frequently
- 🐛 Doesn't work at all
- 🐛 Useless app
- 🐛 Terrible app
- 🐛 Constantly having issues

**Reported bugs**

- Login screen freezes
- Incompatible with latest iOS
- App crashes after update
- App won't open or load profile
- Biometrics no longer work

**Requested features**

- Bring back daily/hourly usage tracking
- Add ability to see projected bill amount
- Implement Face ID login
- Provide hourly usage data


## Frequently asked questions

### Is Mortgage Payment Calc free?

Mortgage Payment Calc is free to download, with no in-app purchases.

### Is MySCE free?

MySCE is free to download, with no in-app purchases.

### Which has better reviews, Mortgage Payment Calc or MySCE?

Mortgage Payment Calc is rated higher. Mortgage Payment Calc averages 4.3 out of 5 from 10 ratings, while MySCE averages 1.9 from 1.5K ratings.

### Do Mortgage Payment Calc or MySCE have ads?

Mortgage Payment Calc shows ads; MySCE does not.

### Which is updated more often, Mortgage Payment Calc or MySCE?

Mortgage Payment Calc ships an update every 14 months, and MySCE monthly. Most recently, Mortgage Payment Calc was updated on October 23, 2026 and MySCE on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*