# Mortgage Payment Calc vs MT30

The clearest difference is ads: MT30 at none against Mortgage Payment Calc's shown. MT30 also leads on update cadence (monthly vs every 14 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mortgage Payment Calc ships an update every 14 months, MT30 monthly. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Mortgage Payment Calc | MT30 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (10 ratings)](https://appshunter.io/ios/app/mortgage-payment-calc/id454147142/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 14 months | **Monthly** |
| Monetization | Ad-supported | — |
| Size | 33 MB | 14 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [倩 赵](https://appshunter.io/developer/376557917) | [Shenzhen Hpmont Technology Co.,Ltd.](https://appshunter.io/developer/1840538164) |

## What reviewers say

### Mortgage Payment Calc

[App page](https://appshunter.io/ios/app/mortgage-payment-calc/id454147142)

Calculate mortgage payments, loan amortization, and affordability with detailed schedules. Manage multiple loans, track progress, and set payment reminders. Save results and back up data securely.

**Highlights:** Mortgage, loan, and affordability calculators, Detailed payment schedules, Loan management and progress tracking, Prepayment analysis, Customizable currency, Cloud backup and restore, Passcode protection

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### MT30

[App page](https://appshunter.io/ios/app/mt30/id6756477409)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mortgage Payment Calc free?

Mortgage Payment Calc is free to download, with no in-app purchases.

### Is MT30 free?

MT30 is free to download, with no in-app purchases.

### Do Mortgage Payment Calc or MT30 have ads?

Mortgage Payment Calc shows ads; MT30 does not.

### Which is updated more often, Mortgage Payment Calc or MT30?

Mortgage Payment Calc ships an update every 14 months, and MT30 monthly. Most recently, Mortgage Payment Calc was updated on November 6, 2026 and MT30 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*