# Mortgage Payment Calc vs PowerWise

The clearest difference is ads: PowerWise at none against Mortgage Payment Calc's shown. PowerWise also leads on update cadence (every 3 months vs every 14 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mortgage Payment Calc ships an update every 14 months, PowerWise every 3 months. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Mortgage Payment Calc | PowerWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (10 ratings)](https://appshunter.io/ios/app/mortgage-payment-calc/id454147142/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 14 months | **Every 3 months** |
| Monetization | Ad-supported | — |
| Size | 33 MB | 2 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [倩 赵](https://appshunter.io/developer/376557917) | [Dialektos Investments Inc.](https://appshunter.io/developer/1825518226) |

## What reviewers say

### Mortgage Payment Calc

[App page](https://appshunter.io/ios/app/mortgage-payment-calc/id454147142)

Calculate mortgage payments, loan amortization, and affordability with detailed schedules. Manage multiple loans, track progress, and set payment reminders. Save results and back up data securely.

**Highlights:** Mortgage, loan, and affordability calculators, Detailed payment schedules, Loan management and progress tracking, Prepayment analysis, Customizable currency, Cloud backup and restore, Passcode protection

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### PowerWise

[App page](https://appshunter.io/ios/app/powerwise/id6762400892)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mortgage Payment Calc free?

Mortgage Payment Calc is free to download, with no in-app purchases.

### Is PowerWise free?

PowerWise is free to download, with no in-app purchases.

### Do Mortgage Payment Calc or PowerWise have ads?

Mortgage Payment Calc shows ads; PowerWise does not.

### Which is updated more often, Mortgage Payment Calc or PowerWise?

Mortgage Payment Calc ships an update every 14 months, and PowerWise every 3 months. Most recently, Mortgage Payment Calc was updated on October 23, 2026 and PowerWise on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*