# HTCAgent ONE vs Mortgage Calculator Plus

The clearest difference is rating: HTCAgent ONE at 4.2 against Mortgage Calculator Plus's 3.2. HTCAgent ONE also leads on ads (none vs shown) and review sentiment (60% vs 50%). Mortgage Calculator Plus's advantage is update cadence (monthly vs every 2 months) and iOS requirement (13.0 vs 16.0). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Both are free to download. HTCAgent ONE sells 2 in-app purchases, starting at $0.99 per month and Mortgage Calculator Plus sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

HTCAgent ONE holds the better App Store score, 4.2 against 3.2. Both are backed by a comparable volume of ratings — 10 and 12 respectively. Written reviews point the same way: 60% of HTCAgent ONE's written reviews are positive against 50% of Mortgage Calculator Plus's.

HTCAgent ONE ships an update every 2 months, Mortgage Calculator Plus monthly. The most recent releases landed on November 5, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | HTCAgent ONE | Mortgage Calculator Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (10 ratings)](https://appshunter.io/ios/app/htcagent-one/id454695392/reviews)** | [3.2 (12 ratings)](https://appshunter.io/ios/app/mortgage-calculator-plus/id518394445/reviews) |
| Number of ratings | 10 | **12** |
| Positive reviews | **60.0% of reviews** | 50.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 356 MB | 9 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 9+ | 4+ |
| Developer | [PalmAgent Software](https://appshunter.io/developer/303860817) | [AppRebel, Inc.](https://appshunter.io/developer/1227876283) |

## What reviewers say

### HTCAgent ONE

[App page](https://appshunter.io/ios/app/htcagent-one/id454695392)

This app helps real estate professionals quickly generate buyer estimates and seller net sheets. It offers customizable email and printout options for client presentations. A free trial is available for subscription plans.

**Highlights:** Generate buyer estimates, Create seller net sheets, Customizable email/printouts, City/County specific calculations, Real estate professional focused

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |


### Mortgage Calculator Plus

[App page](https://appshunter.io/ios/app/mortgage-calculator-plus/id518394445)

Easily calculate mortgage payments with detailed amortization schedules. This app offers advanced analytics, including interest breakdowns and the ability to save and share calculations. It's designed for anyone looking to understand or plan their mortgage finances.

**Highlights:** Intuitive mortgage calculation, Detailed amortization schedules, Enhanced mortgage analytics, Interest and principal breakdown graphs, Save and email mortgage calculations, Input extra payments, taxes, insurance, PMI, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove ads | $3.99 | one-time |

**What reviewers like**

- 💻 Great app
- 📊 Excellent visuals
- 🔢 Useful calculations
- ⭐ Favorite app
- 👍 Simple and easy to use

**What reviewers complain about**

- 🐛 Crashes on launch
- 🔍 Difficult to input data
- 🛠️ Buggy after updates
- 🤯 Unusable after changes
- 🙄 Too many features added

**Reported bugs**

- Button to remove ads not working
- Calculations for property tax often incorrect
- Years of data lost
- App keeps crashing on launch

**Requested features**

- Add interest-only option
- Allow entering taxes as fixed amount
- Add ability to sync with existing mortgage balance
- Enable multiple extra payments at different times


## Frequently asked questions

### Is HTCAgent ONE free?

HTCAgent ONE is free to download, with in-app purchases available.

### Is Mortgage Calculator Plus free?

Mortgage Calculator Plus is free to download, with in-app purchases available.

### Which has better reviews, HTCAgent ONE or Mortgage Calculator Plus?

HTCAgent ONE is rated higher. HTCAgent ONE averages 4.2 out of 5 from 10 ratings, while Mortgage Calculator Plus averages 3.2 from 12 ratings.

### Do HTCAgent ONE or Mortgage Calculator Plus have ads?

Mortgage Calculator Plus shows ads; HTCAgent ONE does not.

### Which is updated more often, HTCAgent ONE or Mortgage Calculator Plus?

HTCAgent ONE ships an update every 2 months, and Mortgage Calculator Plus monthly. Most recently, HTCAgent ONE was updated on November 5, 2026 and Mortgage Calculator Plus on November 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*