# HTCAgent ONE vs Meritrust Colorado

The clearest difference is rating: Meritrust Colorado at 4.8 against HTCAgent ONE's 4.1. Meritrust Colorado also leads on in-app purchases (none vs 2) and ratings volume (3.2K vs 9). HTCAgent ONE's advantage is ads (none vs shown). On price, review sentiment, monetization model and device support there is nothing between them.

Both are free to download. HTCAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Meritrust Colorado asks for nothing beyond the download.

Meritrust Colorado holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: Meritrust Colorado has 3.2K ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 60% of HTCAgent ONE's written reviews are positive against 61% of Meritrust Colorado's.

HTCAgent ONE ships an update every 2 months, Meritrust Colorado monthly. The most recent releases landed on October 15, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | HTCAgent ONE | Meritrust Colorado |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (9 ratings)](https://appshunter.io/ios/app/htcagent-one/id454695392/reviews) | **[4.8 (3.2K ratings)](https://appshunter.io/ios/app/meritrust-colorado/id634529900/reviews)** |
| Number of ratings | 9 | **3.2K** |
| Positive reviews | 60.0% of reviews | **61.1% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 356 MB | 109 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 9+ | 4+ |
| Developer | [PalmAgent Software](https://appshunter.io/developer/303860817) | [PREMIER MEMBERS CREDIT UNION](https://appshunter.io/developer/634529903) |

## What reviewers say

### HTCAgent ONE

[App page](https://appshunter.io/ios/app/htcagent-one/id454695392)

This app helps real estate professionals quickly generate buyer estimates and seller net sheets. It offers customizable email and printout options for client presentations. A free trial is available for subscription plans.

**Highlights:** Generate buyer estimates, Create seller net sheets, Customizable email/printouts, City/County specific calculations, Real estate professional focused

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |


### Meritrust Colorado

[App page](https://appshunter.io/ios/app/meritrust-colorado/id634529900)

Manage your finances conveniently and securely from your mobile device. This app allows you to view account balances, deposit checks, pay bills, transfer money, and track your budget and savings goals. It also offers customizable alerts and easy access to contact information for support.

**Highlights:** Account management and balance overview, Secure sign-in with biometrics, Mobile check deposit, Bill pay and money transfers, Budget tracking and savings goals, Customizable transaction alerts, Card lock/unlock functionality

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service and price
- 🚀 Personalized service and good benefits
- 🚀 Easy to use
- 🚀 Very user friendly
- 🚀 Improved app

**What reviewers complain about**

- 🐛 App crashes and login issues
- 🐛 Unreliable website and app
- 🐛 Difficult to navigate and use
- 🐛 Missing key features like pending transactions and credit card access
- 🐛 Landscape mode not supported

**Reported bugs**

- Mobile deposit not working
- Frequent login issues and account lockouts
- App crashes on launch
- P2P payments not functioning
- Compatibility issues with newer OS versions

**Requested features**

- Allow larger check deposits via mobile app
- Add credit card account access
- Improve bill pay functionality
- Implement landscape mode support
- Add pending transaction visibility


## Frequently asked questions

### Is HTCAgent ONE free?

HTCAgent ONE is free to download, with in-app purchases available.

### Is Meritrust Colorado free?

Meritrust Colorado is free to download, with no in-app purchases.

### Which has better reviews, HTCAgent ONE or Meritrust Colorado?

Meritrust Colorado is rated higher. HTCAgent ONE averages 4.1 out of 5 from 9 ratings, while Meritrust Colorado averages 4.8 from 3.2K ratings.

### Do HTCAgent ONE or Meritrust Colorado have ads?

Meritrust Colorado shows ads; HTCAgent ONE does not.

### Which is updated more often, HTCAgent ONE or Meritrust Colorado?

HTCAgent ONE ships an update every 2 months, and Meritrust Colorado monthly. Most recently, HTCAgent ONE was updated on October 15, 2026 and Meritrust Colorado on October 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*