# Monthly Expenses Lite vs SpendWave Expense tracker App

The clearest difference is ads: SpendWave Expense tracker App at none against Monthly Expenses Lite's shown. SpendWave Expense tracker App also leads on review sentiment (70% vs 38%) and rating (4.8 vs 4.4). Monthly Expenses Lite's advantage is ratings volume (47 vs 9). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Monthly Expenses Lite sells 7 in-app purchases, starting at $0.99 per month and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

SpendWave Expense tracker App holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Monthly Expenses Lite has 47 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 38% of Monthly Expenses Lite's written reviews are positive against 70% of SpendWave Expense tracker App's.

Monthly Expenses Lite ships an update every 2 weeks, SpendWave Expense tracker App fortnightly. Both last shipped on October 19, 2026.

## The numbers

| Metric | Monthly Expenses Lite | SpendWave Expense tracker App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (47 ratings)](https://appshunter.io/ios/app/monthly-expenses-lite-tracker/id455028239/reviews) | **[4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews)** |
| Number of ratings | **47** | 9 |
| Positive reviews | 38.5% of reviews | **70.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 24 MB | 19 MB |
| Requires iOS | **16.0** | 17.6 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Janarthanan V](https://appshunter.io/developer/330371834) | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) |

## What reviewers say

### Monthly Expenses Lite

[App page](https://appshunter.io/ios/app/monthly-expenses-lite-tracker/id455028239)

Effortlessly track daily expenses, manage budgets, and analyze spending habits with an intuitive interface. Visualize your financial patterns with a calendar view, set reminders for bills, and gain insights through detailed reports and graphs. Customize expense categories to fit your lifestyle and protect your data with backups.

**Highlights:** Calendar expense tracking, User-friendly interface, Spending reminders, Graphs and reports, Customizable categories, Data backup and iCloud sync

**Features:** Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Quarterly Premium | $2.99 | per 3 months |
| Half-Yearly Premium | $4.99 | per 6 months |
| Yearly Premium | $7.99 | per year |
| Buy Ad Removal Pack | $2.99 | one-time |
| Backup Lite | $2.99 | one-time |
| Buy 'Backup Pro' | $3.99 | one-time |


### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Yearly | $8.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


## Frequently asked questions

### Is Monthly Expenses Lite free?

Monthly Expenses Lite is free to download, with in-app purchases available.

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Which has better reviews, Monthly Expenses Lite or SpendWave Expense tracker App?

SpendWave Expense tracker App is rated higher. Monthly Expenses Lite averages 4.4 out of 5 from 47 ratings, while SpendWave Expense tracker App averages 4.8 from 9 ratings.

### Do Monthly Expenses Lite or SpendWave Expense tracker App have ads?

Monthly Expenses Lite shows ads; SpendWave Expense tracker App does not.

### Which is updated more often, Monthly Expenses Lite or SpendWave Expense tracker App?

Monthly Expenses Lite ships an update every 2 weeks, and SpendWave Expense tracker App fortnightly. Most recently, Monthly Expenses Lite was updated on October 19, 2026 and SpendWave Expense tracker App on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*