# 올크레딧 신용안심365 vs KB알다

The clearest difference is in-app purchases: KB알다 at none against 올크레딧 신용안심365's 14. KB알다 also leads on rating (5.0 vs 4.6). 올크레딧 신용안심365's advantage is ratings volume (52 vs 6). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. 올크레딧 신용안심365 sells 12 one-off in-app purchases. KB알다 asks for nothing beyond the download.

KB알다 holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: 올크레딧 신용안심365 has 52 ratings behind it against 6, so its average is the more settled of the two. Written reviews split almost evenly too, at 64% and 64% positive.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | 올크레딧 신용안심365 | KB알다 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (52 ratings)](https://appshunter.io/ios/app/365/id455140802/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/kb/id1415662370/reviews)** |
| Number of ratings | **52** | 6 |
| Positive reviews | **64.3% of reviews** | 64.2% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 48 MB | 147 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Korea Credit Bureau](https://appshunter.io/developer/427757630) | [KBFintech Inc.](https://appshunter.io/developer/1415662369) |

## What reviewers say

### 올크레딧 신용안심365

[App page](https://appshunter.io/ios/app/365/id455140802)

Enhance your credit score by linking financial and non-financial data. This app offers personalized asset evaluations and credit management tools, helping users improve their financial standing and access better financial products. It provides insights and recommendations based on your unique financial profile.

**Highlights:** MyData asset evaluation, Credit score improvement with non-financial data, Financial asset overview, Personalized asset analysis, Credit score simulation, Financial product recommendations, Credit inquiry blocking

**Features:** macOS Compatibility

**In-app purchases (12)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 제출용신용보고서(평점기본) | $5.99 | one-time |
| 제출용신용보고서(영문) | $9.99 | one-time |
| 금융명의보호 1년 | $9.99 | one-time |
| 금융명의보호 1년(재구매) | $9.99 | one-time |
| 종합신용관리플러스 72시간 | $9.99 | one-time |
| 종합신용관리 플러스 1년 | $14.99 | one-time |
| 종합신용관리 플러스 1년 (재구매) | $14.99 | one-time |
| 종합신용관리 1년 | $14.99 | one-time |
| 가족신용관리 본인 + 1인 | $19.99 | one-time |
| 가족명의보호 본인 + 1인 | $19.99 | one-time |
| 가족신용관리 2인(본인제외) | $22.99 | one-time |
| 통합패키지 1년 | $22.99 | one-time |


### KB알다

[App page](https://appshunter.io/ios/app/kb/id1415662370)

Compare various loan products, including secured and unsecured loans, to find the best rates and maximum limits without visiting a bank. Manage your credit score and access emergency funds 24/7.

**Highlights:** Compare various loan products, Check maximum limits and minimum interest rates, Available 24/7, including weekends, Credit score management service, Access to emergency and small-amount loans

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 올크레딧 신용안심365 free?

올크레딧 신용안심365 is free to download, with in-app purchases available.

### Is KB알다 free?

KB알다 is free to download, with no in-app purchases.

### Which has better reviews, 올크레딧 신용안심365 or KB알다?

KB알다 is rated higher. 올크레딧 신용안심365 averages 4.6 out of 5 from 52 ratings, while KB알다 averages 5.0 from 6 ratings.

### Do 올크레딧 신용안심365 or KB알다 have ads?

Neither 올크레딧 신용안심365 nor KB알다 shows ads.

### Which is updated more often, 올크레딧 신용안심365 or KB알다?

올크레딧 신용안심365 ships an update every 5 weeks, and KB알다 every 5 weeks. Most recently, 올크레딧 신용안심365 was updated on October 17, 2026 and KB알다 on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*