# 올크레딧 신용안심365 vs NICE지키미

The clearest difference is rating: 올크레딧 신용안심365 at 4.6 against NICE지키미's 3.7. 올크레딧 신용안심365 also leads on review sentiment (64% vs 48%) and ratings volume (52 vs 3). NICE지키미's advantage is iOS requirement (11.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. 올크레딧 신용안심365 sells 12 one-off in-app purchases and NICE지키미 sells 11 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

올크레딧 신용안심365 holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: 올크레딧 신용안심365 has 52 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 64% of 올크레딧 신용안심365's written reviews are positive against 48% of NICE지키미's.

올크레딧 신용안심365 ships an update every 5 weeks, NICE지키미 every 2 months. The most recent releases landed on September 23, 2026 and September 12, 2026 respectively.

## The numbers

| Metric | 올크레딧 신용안심365 | NICE지키미 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (52 ratings)](https://appshunter.io/ios/app/365/id455140802/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/nice/id457816753/reviews) |
| Number of ratings | **52** | 3 |
| Positive reviews | **64.3% of reviews** | 47.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 45 MB | 91 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Korea Credit Bureau](https://appshunter.io/developer/427757630) | [NICE Information Service Co., Ltd.](https://appshunter.io/developer/375630606) |

## What reviewers say

### 올크레딧 신용안심365

[App page](https://appshunter.io/ios/app/365/id455140802)

Enhance your credit score by linking financial and non-financial data. This app offers personalized asset evaluations and credit management tools, helping users improve their financial standing and access better financial products. It provides insights and recommendations based on your unique financial profile.

**Highlights:** MyData asset evaluation, Credit score improvement with non-financial data, Financial asset overview, Personalized asset analysis, Credit score simulation, Financial product recommendations, Credit inquiry blocking

**Features:** macOS Compatibility

**In-app purchases (12)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 제출용신용보고서(평점기본) | $5.99 | one-time |
| 제출용신용보고서(영문) | $9.99 | one-time |
| 금융명의보호 1년 | $9.99 | one-time |
| 금융명의보호 1년(재구매) | $9.99 | one-time |
| 종합신용관리플러스 72시간 | $9.99 | one-time |
| 종합신용관리 플러스 1년 | $14.99 | one-time |
| 종합신용관리 플러스 1년 (재구매) | $14.99 | one-time |
| 종합신용관리 1년 | $14.99 | one-time |
| 가족신용관리 본인 + 1인 | $19.99 | one-time |
| 가족명의보호 본인 + 1인 | $19.99 | one-time |
| 가족신용관리 2인(본인제외) | $22.99 | one-time |
| 통합패키지 1년 | $22.99 | one-time |


### NICE지키미

[App page](https://appshunter.io/ios/app/nice/id457816753)

Manage your credit score and financial life with this app. It connects to various financial institutions to provide a comprehensive view of your assets and debts. Receive personalized reports and alerts to improve your creditworthiness and prevent financial fraud.

**Highlights:** Credit score management, Asset integration (banks, cards, insurance), Loan and debt overview, Personalized credit reports, Real-time credit inquiry alerts, Payment due date reminders, Loan eligibility diagnosis

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| NICE지키미-신용지키미(6개월) | $9.99 | one-time |
| NICE지키미-신용보고서 | $11.99 | one-time |
| NICE지키미-신용지키미(만기연장) | $14.99 | one-time |
| NICE지키미-명의도용지키미(만기연장) | $14.99 | one-time |
| NICE지키미-신용지키미 | $15.99 | one-time |
| NICE지키미-명의도용지키미 | $15.99 | one-time |
| NICE지키미-지키미케어십 | $22.99 | one-time |
| NICE지키미-종합신용지키미(만기연장) | $24.99 | one-time |
| NICE지키미-가족신용지키미 2인 | $25.99 | one-time |
| NICE지키미-영문 신용보고서 온라인 | $29.99 | one-time |
| NICE지키미-사업자신용지키미 | $48.99 | one-time |


## Frequently asked questions

### Is 올크레딧 신용안심365 free?

올크레딧 신용안심365 is free to download, with in-app purchases available.

### Is NICE지키미 free?

NICE지키미 is free to download, with in-app purchases available.

### Which has better reviews, 올크레딧 신용안심365 or NICE지키미?

올크레딧 신용안심365 is rated higher. 올크레딧 신용안심365 averages 4.6 out of 5 from 52 ratings, while NICE지키미 averages 3.7 from 3 ratings.

### Do 올크레딧 신용안심365 or NICE지키미 have ads?

Neither 올크레딧 신용안심365 nor NICE지키미 shows ads.

### Which is updated more often, 올크레딧 신용안심365 or NICE지키미?

올크레딧 신용안심365 ships an update every 5 weeks, and NICE지키미 every 2 months. Most recently, 올크레딧 신용안심365 was updated on September 23, 2026 and NICE지키미 on September 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*